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20 cards ranked

Best credit card to use at Marriott.

HotelsTravel

Marriott Bonvoy is the world's largest hotel loyalty program, covering more than 30 brands from budget Fairfield Inn through luxury Ritz-Carlton, St. Regis, and W Hotels. Direct stays at marriott.com or any Bonvoy property earn the most points and unlock elite-night credits, but the math gets nuanced: co-branded Marriott cards layer extra Bonvoy points on top of base earnings, while general hotel-category cards (Sapphire Reserve, Venture X) often yield higher cashback-equivalent value if you don't care about Bonvoy status. Stays booked through OTAs like Expedia or Hotels.com forfeit points and elite credit, so the in-program booking is almost always the right call.

  1. #1
    Marriott Bonvoy Bevy American Express
    American Express
    Co-branded Marriott card
    Hotels participating in Marriott Bonvoy
    7.2%6x points
  2. #2
    Marriott Bonvoy Bold
    Chase
    Co-branded Marriott card
    Marriott Bonvoy hotels
    4.2%6x points
  3. #3
    Marriott Bonvoy Boundless
    Chase
    Co-branded Marriott card
    Marriott Bonvoy hotels
    4.2%6x points
  4. #4
    Marriott Bonvoy Brilliant American Express
    American Express
    Co-branded Marriott card
    Hotels participating in Marriott Bonvoy
    7.2%6x points
  5. #5
    Chase Sapphire Reserve
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  6. #6
    Citi Custom Cashif it’s your top category
    Citi
    5% on travel if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  7. #7
    Wells Fargo Autograph Journey
    Wells Fargo
    5x points on hotels
    5.0%5x points
  8. #8
    US Bank Altitude Connect
    U.S. Bank
    4x points on travel
    Also gas stations and EV charging, up to $1,000/quarter
    4.0%4x points
  9. #9
    American Express Green
    American Express
    3x points on travel
    3.6%3x points
  10. #10
    Delta SkyMiles Platinum American Express
    American Express
    3x points on hotels
    Direct hotel purchases
    3.6%3x points
  11. #11
    AAA Travel Advantage Visa Signature
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  12. #12
    Atlas
    Lead Bank
    3x points on hotels
    Hotels (also earns on private charters and luxury car rentals)
    3.0%3x points
  13. #13
    Bilt Obsidian
    Bilt
    2x points on travel
    3.0%2x points
  14. #14
    Bilt Palladium
    Bilt
    2x points on travel
    3.0%2x points
  15. #15
    Citi Strata Premier
    Citi
    3x points on hotels
    On hotels booked directly
    3.0%3x points
  16. #16
    Costco Anywhere Visa Business by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  17. #17
    Costco Anywhere Visa by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  18. #18
    Ink Business Preferred
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.0%3x points
  19. #19
    USAA Eagle Navigator
    USAA
    3x points on travel
    3.0%3x points
  20. #20
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on travel if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%

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Last updated May 17, 2026

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