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20 cards ranked

Best credit card to use at Marriott.

HotelsTravel

Marriott Bonvoy is the world's largest hotel loyalty program, covering more than 30 brands from budget Fairfield Inn through luxury Ritz-Carlton, St. Regis, and W Hotels. Direct stays at marriott.com or any Bonvoy property earn the most points and unlock elite-night credits, but the math gets nuanced: co-branded Marriott cards layer extra Bonvoy points on top of base earnings, while general hotel-category cards (Sapphire Reserve, Venture X) often yield higher cashback-equivalent value if you don't care about Bonvoy status. Stays booked through OTAs like Expedia or Hotels.com forfeit points and elite credit, so the in-program booking is almost always the right call.

  1. #1
    Chase Sapphire Reserve
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  2. #2
    Chase Sapphire Reserve for Business
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  3. #3
    Wells Fargo Autograph Journey
    Wells Fargo
    5x points on hotels
    5.0%5x points
  4. #4
    Marriott Bonvoy Bevy American Express
    American Express
    Co-branded Marriott card
    Hotels participating in Marriott Bonvoy
    4.2%6x points
  5. #5
    Marriott Bonvoy Boundless
    Chase
    Co-branded Marriott card
    Marriott Bonvoy hotels (card portion; Bonvoy member rate and Silver Elite are program rates, not card rates)
    4.2%6x points
  6. #6
    Marriott Bonvoy Brilliant American Express
    American Express
    Co-branded Marriott card
    Hotels participating in Marriott Bonvoy
    4.2%6x points
  7. #7
    Marriott Bonvoy Business American Express
    American Express
    6x points on hotels
    Hotels participating in Marriott Bonvoy
    4.2%6x points
  8. #8
    US Bank Altitude Connect
    U.S. Bank
    4x points on travel
    4.0%4x points
  9. #9
    Wyndham Rewards Earner Plus
    Barclays
    4x points on travel
    4.0%4x points
  10. #10
    Wyndham Rewards Earner Premier
    Barclays
    4x points on travel
    4.0%4x points
  11. #11
    Ink Business Preferred
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.8%3x points
  12. #12
    Delta SkyMiles Platinum American Express
    American Express
    3x points on hotels
    Direct hotel purchases
    3.6%3x points
  13. #13
    Delta SkyMiles Platinum Business American Express
    American Express
    3x points on hotels
    Purchases made directly with hotels
    3.6%3x points
  14. #14
    AAA Travel Advantage Visa Signature
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  15. #15
    Bank of America Cash Rewards Securedif you select it
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  16. #16
    Bank of America Customized Cash Rewardsif you select it
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  17. #17
    Citi Strata Premier
    Citi
    3x points on hotels
    On hotels booked directly
    3.0%3x points
  18. #18
    Costco Anywhere Visa Business by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  19. #19
    Costco Anywhere Visa by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  20. #20
    Navy Federal Visa Signature Flagship Travel Rewards
    Navy Federal
    3x points on travel
    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points

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Last updated July 28, 2026

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