Type a card. See the file.
CreditOdds opens up every card in the U.S. — benefits, fees, news, real approval records, alternatives. Start typing and see what we have.
— Lane 01 / Cards
Popular this week
Citi Double Cash
Citi · No annual fee
Bonus
$200
$2K in 6mo
Top reward
5%
travel
Chase Freedom Unlimited
Chase · No annual fee
Bonus
$200
$500 in 3mo
Top reward
3%
dining
Apple Card
Goldman Sachs · No annual fee
Bonus
No SUB
Top reward
3%
online shopping
Chase Freedom Flex
Chase · No annual fee
Bonus
$200
$500 in 3mo
Top reward
5%
rotating categories
Citi Custom Cash
Citi · No annual fee
Bonus
$200
$2K in 6mo
Top reward
5%
top spend category
American Express Gold
American Express · $325/yr
Bonus
100K pts
$8K in 6mo
Top reward
4x
dining
Blue Cash Everyday
American Express · No annual fee
Bonus
$200
$2K in 6mo
Top reward
3%
groceries
Citi Strata Premier
Citi · $95/yr
Bonus
60K pts
$4K in 3mo
Top reward
3x
airlines
— Lane 02 / Best for
Editorial rankings
Best for
0% APR
1US Bank Shield
2Wells Fargo Reflect
3BankAmericard
Best for
Airline
1United Gateway
2JetBlue Plus
3JetBlue
Best for
Cash Back
1Chase Freedom Flex
2Discover it Cash Back
3Chase Freedom Unlimited
Best for
Dining & Groceries
1American Express Gold
2Blue Cash Preferred
3U.S. Bank Altitude Go Visa Signature
Best for
Secured
1Discover it Secured
2Capital One Quicksilver Secured Cash Rewards
3Bank of America Cash Rewards Secured
Best for
Signup Bonuses
1Platinum Card
2Chase Sapphire Reserve
3American Express Gold
Best for
Travel
1Chase Sapphire Preferred
2Wells Fargo Autograph
3Capital One Venture Rewards
— Lane 03 / Editorial
Reporting & news
Balance Transfer Cards: How They Work, What They Cost, and How Much Credit You'll Get
Credit Utilization Explained: How It Actually Works, the Carry-a-Balance Myth, and the Numbers That Move Your Score
How Long Does It Take to Build Credit? Realistic Timelines from Zero to 800
American Express Gold Card Adds New Benefits for 60th Anniversary With No Fee Increase
Discover Discontinuing Connected Account and Pay with Rewards Apple Pay Features (June 4)
American Express Offering 20% Transfer Bonus to Hilton Honors Through May 30, 2026
— Wallet
Track your cards.
Build a wallet, track renewals, get personalized news. Submit application records that earn you referral attribution and feed our approval model.
3 cards$1,690/yr in fees
Chase Sapphire Reserve
Chase
$795Renews Jan 27
Platinum Card
American Express
$895Renews Mar 27
Bilt Mastercard
Wells Fargo
$0Renews in 11d
— Tools
Free calculators.
Everything you need to do credit-card math without a spreadsheet. Approval probability is calibrated against thousands of real records.
Open the file on every card.
140+ cards. Thousands of records. Free, forever, no email required to read.