The Bold is the low-commitment way into Marriott Bonvoy: no annual fee, no foreign transaction fee, and 60,000 points after just $1,000 of spending in three months, which is one of the easiest spend requirements you'll find on a hotel card. It also hands you automatic Silver Elite status and 5 elite night credits a year, so it can quietly nudge you toward a higher tier without costing anything. The tradeoff is the earn rate: 3x applies only at Marriott Bonvoy properties, the 2x buckets are narrow (groceries, select streaming, internet and cable, phone service, and rideshare), and everything else earns a flat 1x. Silver Elite is also the softest status Marriott offers, so this is not the card to put a big travel budget on. Treat it as a free keeper that protects your Bonvoy balance and adds a few elite nights, with the one-year DashPass membership and the baggage and trip delay coverage as extras rather than reasons to apply.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels Marriott Bonvoy hotels (card portion; Bonvoy member rate and Silver Elite are program rates, not card rates) | 3x |
Groceries | 2x |
Streaming Select streaming services | 2x |
Utilities Internet and cable services | 2x |
Phone Services Phone services | 2x |
Transit Rideshare; the same 2x bucket also covers select food delivery (no matching taxonomy category — food delivery shoppers may also see this rate) | 2x |
Everything Else | 1x |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Marriott Bonvoy BoldBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.