Bilt Obsidian

Name: Bilt Obsidian
Brand: Bilt
Price: 95 USD
Availability: InStock

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Bilt·$95 Annual Fee·Points·1.5¢/point

Rewards

3xPointsDiningChoose dining or groceries, up to $25,000/year

2xPointsTravel

1xPointsEverything ElseAlso earns 4% Bilt Cash on everyday purchases

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Bilt Obsidian News

January 15, 2026🆕 New Card

Bilt Obsidian Card Launches with $95 Annual Fee

The Bilt Obsidian is the mid-tier card in Bilt 2.0, featuring 3x points on your choice of dining or groceries (up to $25K/year), 2x on travel, 1.25x on housing, and 1x everywhere else, plus 4% Bilt Cash. Includes Point Accelerator access starting March 2026 to earn bonus points on everyday spending. No foreign transaction fees.