Bilt Obsidian
Bilt
Annual Fee: $95
We're still collecting data on this card
If you've applied for this card, please submit your data below. We need at least 1 data point to show the charts and statistics.
Have you applied for this card?Let others know your experience.
Bilt Obsidian News
January 15, 2026New Card
Bilt Obsidian Card Launches with $95 Annual Fee
The Bilt Obsidian is the mid-tier card in Bilt 2.0, featuring 3x points on your choice of dining or groceries (up to $25K/year), 2x on travel, 1.25x on housing, and 1x everywhere else, plus 4% Bilt Cash. Includes Point Accelerator access starting March 2026 to earn bonus points on everyday spending. No foreign transaction fees.
Read more →