20 cards ranked
Best credit card to use at Accor.
HotelsTravel
Accor is the Paris-based global hotel group that operates more than 5,500 properties across brands including Raffles, Fairmont, Sofitel, Pullman, Mövenpick, Novotel, Mercure, ibis, and the lifestyle SO/, 25hours, and Mama Shelter labels. The ALL (Accor Live Limitless) loyalty program is a transfer partner of Bilt at 1:3, making it one of the few ways US cardholders earn meaningful Accor status. Accor stays code as lodging/hotels on every US card. Hotel-bonus cards earn full rate: Chase Sapphire Reserve 4x direct, Capital One Venture X 2x base.
- #15.0%4x points
- #25.0%4x points
- #3FNBO5x points on travelAirlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code5.0%5x points
- #45.0%5x points
- #54.0%4x points
- #6PenFed Credit Union4x points on travel4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise4.0%4x points
- #74.0%4x points
- #84.0%4x points
- #94.0%4x points
- #10Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)3.8%3x points
- #113.6%3x points
- #12American Express3x points on hotelsPurchases made directly with hotels3.6%3x points
- #133%
- #14Chase3x points on travelTravel other than Air Canada direct purchases, which earn 3x under the airlines category3.0%3x points
- #153.0%3x points
- #163%
- #173%
- #18Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
- #193.0%3x points
- #203.0%3x points
Last updated September 14, 2026