20 cards ranked
Best credit card to use at Accor.
HotelsTravel
Accor is the Paris-based global hotel group that operates more than 5,500 properties across brands including Raffles, Fairmont, Sofitel, Pullman, Mövenpick, Novotel, Mercure, ibis, and the lifestyle SO/, 25hours, and Mama Shelter labels. The ALL (Accor Live Limitless) loyalty program is a transfer partner of Bilt at 1:3, making it one of the few ways US cardholders earn meaningful Accor status. Accor stays code as lodging/hotels on every US card. Hotel-bonus cards earn full rate: Chase Sapphire Reserve 4x direct, Capital One Venture X 2x base.
- #15.0%4x points
- #2Citi Custom Cashif it’s your top categoryCiti5% on travel if it's your top eligible spend category that cycle (up to $500/month, then 1%)Automatically on your top eligible spend category each billing cycle5%
- #35.0%5x points
- #4U.S. Bank4x points on travelAlso gas stations and EV charging, up to $1,000/quarter4.0%4x points
- #53.6%3x points
- #63.6%3x points
- #73%
- #83.0%3x points
- #93.0%2x points
- #103.0%2x points
- #113.0%3x points
- #123%
- #133%
- #14Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)3.0%3x points
- #153.0%3x points
- #16Venmo Credit Cardif it’s your top categorySynchrony3% on travel if it's your top eligible spend category that cycleAutomatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.3%
- #173.0%3x points
- #182.5%2x points
- #192.5%5x points
- #20Chase5x points on travelTravel, gas stations, select advertising, and restaurants2.5%5x points
Last updated May 17, 2026