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20 cards ranked

Best credit card to use at Air France / KLM.

AirlinesTravel

Air France-KLM is the Franco-Dutch parent of Air France (hubbed at Paris-Charles de Gaulle) and KLM Royal Dutch Airlines (hubbed at Amsterdam-Schiphol), both SkyTeam members with a shared Flying Blue loyalty program. Flying Blue partners with Amex Membership Rewards, Chase Ultimate Rewards, Capital One miles, Bilt, and Citi ThankYou Points as a 1:1 transfer partner, plus periodic transfer bonuses. Air France and KLM ticket purchases code as airlines/airfare on US cards, earning the full airfare bonus on any card with that category.

  1. #1
    American Express
    5x points on airlines (up to $500,000/year, then 1%)
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  2. #2
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  3. #3
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  4. #4
    FNBO
    5x points on travel
    Airlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code
    5.0%5x points
  5. #5
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  6. #6
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  7. #7
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  8. #8
    NHL Discover itthis quarter
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  9. #9
    Navy Federal
    4x points on travel
    4.0%4x points
  10. #10
    PenFed Credit Union
    4x points on travel
    4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise
    4.0%4x points
  11. #11
    U.S. Bank
    4x points on travel
    4.0%4x points
  12. #12
    Wells Fargo
    4x points on airlines
    4.0%4x points
  13. #13
    Chase
    2x points on airlines
    Purchased directly from airlines
    4.0%2x points
  14. #14
    Barclays
    4x points on travel
    4.0%4x points
  15. #15
    Barclays
    4x points on travel
    4.0%4x points
  16. #16
    World of Hyatt Businessif it’s your top category
    Chase
    2x points on airlines if it's your top eligible spend category that cycle
    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
  17. #17
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)
    3.8%3x points
  18. #18
    American Express
    3x points on airlines
    3.6%3x points
  19. #19
    American Express
    7x points on airlines
    Flights booked directly with airlines or through AmexTravel.com
    3.5%7x points
  20. #20
    Bank of America
    Co-branded Air France / KLM card
    Air France, KLM, and other SkyTeam member airline purchases
    3.0%3x points

Last updated September 14, 2026