The Costco Anywhere Visa Business by Citi earns its keep on fuel: 4% on eligible gas and EV charging worldwide, rising to 5% at Costco gas stations, with no annual fee. It also pays 3% on dining and travel (including Costco Travel) and 2% on Costco and Costco.com purchases, which makes it a natural fit for a business that already buys in bulk there. The catch is that the gas rate drops to 1% after the first $7,000 in combined gas and EV charging spend each year, so a fleet with heavy fuel costs will hit that ceiling quickly. The 2% warehouse rate also applies only at Costco, not at Sam's Club, BJ's, or other clubs, and everything else earns just 1%. No foreign transaction fees make it usable abroad, but businesses with large general spend should pair it with a stronger flat-rate card.
Earn rates & credits
| Category | Rate |
|---|---|
Gas 4% on eligible gas and EV charging worldwide (first $7,000/year combined, then 1%); 5% at Costco gas stations. on first $7,000/yr, then 1% | 4% |
Dining | 3% |
Travel Includes Costco Travel | 3% |
Wholesale Clubs Costco and Costco.com purchases only — does not earn at Sam's Club, BJ's, or other warehouse clubs | 2% |
Everything Else | 1% |
Card details
Regular APR | 18.74%–26.74% variable |
Foreign transaction fee | None |