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20 cards ranked

Best credit card to use at Air Canada.

AirlinesTravel

Air Canada is Canada's flag carrier and a Star Alliance founding member, operating hubs at Toronto Pearson, Montreal-Trudeau, and Vancouver with an extensive transborder, transatlantic, and transpacific network plus regional service through Air Canada Express. The Aeroplan loyalty program is one of the strongest airline currencies in North America, with transfer partners across Amex Membership Rewards, Capital One miles, Chase Ultimate Rewards, and Bilt. Air Canada ticket purchases code as airlines/airfare, so airfare-bonus cards earn full rate.

  1. #1
    American Express
    5x points on airlines
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  2. #2
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  3. #3
    Citi Custom Cashif it’s your top category
    Citi
    5% on travel if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  4. #4
    American Express Business Goldif it’s your top category
    American Express
    4x points on airlines if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  5. #5
    U.S. Bank
    4x points on travel
    Also gas stations and EV charging, up to $1,000/quarter
    4.0%4x points
  6. #6
    Wells Fargo
    4x points on airlines
    4.0%4x points
  7. #7
    Chase
    2x points on airlines
    Purchased directly from airlines
    4.0%2x points
  8. #8
    American Express
    3x points on airlines
    3.6%3x points
  9. #9
    American Express
    3x points on travel
    3.6%3x points
  10. #10
    American Express
    3x points on airlines
    Flights booked directly with airlines
    3.6%3x points
  11. #11
    American Express
    7x points on airlines
    Flights booked directly with airlines or through AmexTravel.com
    3.5%7x points
  12. #12
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  13. #13
    Chase
    3x points on airlines
    Aer Lingus, British Airways, and Iberia flights
    3.0%3x points
  14. #14
    Chase
    3x points on airlines
    Air Canada direct purchases
    3.0%3x points
  15. #15
    Bank of America
    3x points on airlines
    3.0%3x points
  16. #16
    Bank of America
    3x points on airlines
    3.0%3x points
  17. #17
    Bank of America
    3x points on airlines
    3.0%3x points
  18. #18
    Bilt
    2x points on travel
    3.0%2x points
  19. #19
    Bilt
    2x points on travel
    3.0%2x points
  20. #20
    Chase
    3x points on airlines
    British Airways, Aer Lingus, and Iberia flights
    3.0%3x points

Last updated May 17, 2026