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20 cards ranked

Best credit card to use at American Airlines.

AirlinesTravel

American Airlines is the world's largest carrier by fleet size and the home of the AAdvantage loyalty program. Tickets booked at aa.com or at the airport code as airfare on every card we track. Co-branded AAdvantage cards layer extra miles plus perks like priority boarding and a free checked bag. General travel cards (Sapphire Reserve, Venture X) often deliver higher cash-equivalent value if you don't need AA-specific perks. Tickets booked through OTAs still earn miles and elite credit if your AAdvantage number is on the reservation.

  1. #1
    Citi
    Co-branded American Airlines card
    On eligible American Airlines purchases
    2.0%2x points
  2. #2
    Citi
    Co-branded American Airlines card
    On eligible American Airlines purchases
    4.0%4x points
  3. #3
    Citi
    Co-branded American Airlines card
    On eligible American Airlines purchases
    3.0%3x points
  4. #4
    Citi
    Co-branded American Airlines card
    On eligible American Airlines purchases
    2.0%2x points
  5. #5
    Citi
    Co-branded American Airlines card
    On eligible American Airlines purchases
    2.0%2x points
  6. #6
    American Express
    5x points on airlines
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  7. #7
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  8. #8
    Citi Custom Cashif it’s your top category
    Citi
    5% on travel if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  9. #9
    American Express Business Goldif it’s your top category
    American Express
    4x points on airlines if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  10. #10
    U.S. Bank
    4x points on travel
    Also gas stations and EV charging, up to $1,000/quarter
    4.0%4x points
  11. #11
    Wells Fargo
    4x points on airlines
    4.0%4x points
  12. #12
    Chase
    2x points on airlines
    Purchased directly from airlines
    4.0%2x points
  13. #13
    American Express
    3x points on airlines
    3.6%3x points
  14. #14
    American Express
    3x points on travel
    3.6%3x points
  15. #15
    American Express
    3x points on airlines
    Flights booked directly with airlines
    3.6%3x points
  16. #16
    American Express
    7x points on airlines
    Flights booked directly with airlines or through AmexTravel.com
    3.5%7x points
  17. #17
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  18. #18
    Chase
    3x points on airlines
    Aer Lingus, British Airways, and Iberia flights
    3.0%3x points
  19. #19
    Chase
    3x points on airlines
    Air Canada direct purchases
    3.0%3x points
  20. #20
    Bank of America
    3x points on airlines
    3.0%3x points

Last updated May 17, 2026