AAA Travel Advantage Visa Signature
$100 welcome bonus · 5% on gas · $0 annual fee
The Travel Advantage leads with 5% cash back on gas and EV charging, then layers 3% on groceries, dining, travel, and transit, all with no annual fee and no foreign transaction fees. That spread of 3% categories is broad for a no-fee card and makes it a reasonable everyday option for drivers and road-trippers, with a $100 bonus after $1,000 in spending in the first three months. The tradeoff is that the 5% gas rate is capped at $350 in cash back per year, roughly $7,000 in spending, before falling to 1%. The base rate on everything else is also just 1%, so purchases outside the named categories earn little. The 4% on Hertz rentals and the AAA redemption bonus are worthwhile only if you rent from Hertz or redeem through AAA.
Earn rates & credits
| Category | Rate |
|---|---|
Gas Includes EV-charging stations; $350/year cash back cap on the 5% category combined; 1% thereafter on first $7,000/yr, then 1% | 5% |
EV Charging Combined $350/year cash back cap with gas; 1% thereafter on first $7,000/yr, then 1% | 5% |
Car Rentals Hertz purchases made at Hertz or through AAA | 4% |
Groceries | 3% |
Dining | 3% |
Travel Includes AAA purchases | 3% |
Transit Transportation, including rideshares, taxis, and limousine services | 3% |
Everything Else | 1% |
Card details
Regular APR | 17.49%–31.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
AAA Travel Advantage Visa SignatureBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.