AAA Travel Advantage Visa Signature
$100 welcome bonus · 5% on gas · $0 annual fee
The Travel Advantage is built around the pump: 5% back on gas and EV charging, with 3% on groceries, dining, and travel including AAA purchases, and no annual fee or foreign transaction fee. If you drive a lot and want one no-fee card for fuel and everyday travel spending, the earn structure is genuinely strong. The catch is the ceiling on the headline rate, since the 5% gas and EV charging category shares a $350 per year cash back cap and falls to 1% after that, which works out to roughly $7,000 of fuel spending. The 3% categories are uncapped, so groceries, dining, and travel keep earning all year. A $100 bonus after $1,000 in three months rounds it out, and AAA members get 5% more when redeeming through AAA Northeast counselors.
Earn rates & credits
| Category | Rate |
|---|---|
Gas Includes EV-charging stations; $350/year cash back cap on the 5% category combined; 1% thereafter on first $7,000/yr, then 1% | 5% |
EV Charging Combined $350/year cash back cap with gas; 1% thereafter on first $7,000/yr, then 1% | 5% |
Groceries | 3% |
Dining | 3% |
Travel Includes AAA purchases | 3% |
Everything Else | 1% |
Card details
Regular APR | 17.49%–31.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
AAA Travel Advantage Visa SignatureBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.