20 cards ranked
Best credit card to use at Vrbo.
TravelHotels
Vrbo is the second-largest U.S. vacation-rental marketplace after Airbnb, owned by Expedia Group. Bookings code as travel on every card we track and as hotels on a few. Unlike Airbnb, Vrbo focuses exclusively on whole-home rentals (no shared spaces). Vrbo bookings count for the Sapphire Reserve and Venture X travel-credit categories. Booking through a card's travel portal earns the portal multiplier but typically loses Vrbo Boost host-program perks.
- #15.0%4x points
- #25.0%5x points
- #34.0%4x points
- #44.0%4x points
- #54.0%4x points
- #63.6%3x points
- #73.6%3x points
- #83%
- #9Lead Bank3x points on hotelsHotels (also earns 3x on private charters and luxury car rentals — luxury rentals are merchant-gated, see Atlas terms)3.0%3x points
- #103.0%2x points
- #113.0%2x points
- #123.0%3x points
- #133%
- #143%
- #15Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)3.0%3x points
- #16Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
- #173.0%3x points
- #18Venmo Credit Cardif it’s your top categorySynchrony3% on travel if it's your top eligible spend category that cycleAutomatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.3%
- #193.0%3x points
- #202.5%2x points
Last updated May 17, 2026