20 cards ranked
Best credit card to use at Vrbo.
TravelHotels
Vrbo is the second-largest U.S. vacation-rental marketplace after Airbnb, owned by Expedia Group. Bookings code as travel on every card we track and as hotels on a few. Unlike Airbnb, Vrbo focuses exclusively on whole-home rentals (no shared spaces). Vrbo bookings count for the Sapphire Reserve and Venture X travel-credit categories. Booking through a card's travel portal earns the portal multiplier but typically loses Vrbo Boost host-program perks.
- #15.0%4x points
- #25.0%4x points
- #3FNBO5x points on travelAirlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code5.0%5x points
- #45.0%5x points
- #54.0%4x points
- #6PenFed Credit Union4x points on travel4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise4.0%4x points
- #74.0%4x points
- #84.0%4x points
- #94.0%4x points
- #10Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)3.8%3x points
- #113.6%3x points
- #12American Express3x points on hotelsPurchases made directly with hotels3.6%3x points
- #133%
- #14Chase3x points on travelTravel other than Air Canada direct purchases, which earn 3x under the airlines category3.0%3x points
- #153.0%3x points
- #163%
- #173%
- #18Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
- #193.0%3x points
- #203.0%3x points
Last updated September 14, 2026