01 · overview
Annual fee
$95
Per year
Sign up bonus
100K pts
After $1,500 in 6 mo
Credits
30,000 points
3 credits
Median FICO
—
Approved
Median income
—
Approved
Welcome bonus
100K pts
After $1,500 in 6 mo
Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.
Apply now02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels At Hotels by Wyndham | 6x |
Dining | 4x |
Groceries | 4x |
Travel | 4x |
Everything Else | 1x |
Statement credits
| Credit | Value |
|---|---|
Anniversary Points Bonus 15,000 bonus Wyndham Rewards points each anniversary year, enough for up to two free award nights at participating Wyndham hotels. | 15,000 points /yr |
Annual Free Night A free night worth up to 15,000 Wyndham Rewards points after you stay five or more nights in a calendar year. | 15,000 points /yr |
Points Redemption Discount Redeem 10% fewer Wyndham Rewards points when you book free nights. | $10 |
| Total annual value | 30,000 points |
Intro APR
0% for 15 months on balance transfers
Then 19.24%–29.99% variable APR
03 · approval odds
Approval odds
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04 · news