01 · overview
Annual fee
$395
Per year
Sign up bonus
120K pts
After $6,750 in 6 mo
Credits
$480
9 credits
Median FICO
—
Approved
Median income
—
Approved
Welcome bonus
120K pts
After $6,750 in 6 mo
Limited-time offer: earn 90,000 bonus points after spending $6,000 and paying the annual fee in full, both within the first 120 days, plus 30,000 bonus points after spending $750 at Hotels by Wyndham in the first 180 days.
Apply now02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels At Hotels by Wyndham, including Wyndham Travel Bundles | 8x |
Travel | 4x |
Dining | 4x |
Groceries Excludes Target and Walmart | 4x |
Everything Else Also earns 4x on Wyndham Vacation Club purchases | 1x |
Statement credits
| Credit | Value |
|---|---|
Anniversary Points Bonus 30,000 bonus Wyndham Rewards points each anniversary year after payment of your annual fee, enough for up to four free award nights. | 30,000 points /yr |
Annual Free Night A free night worth up to 30,000 Wyndham Rewards points after you stay five or more nights in a calendar year. | 30,000 points /yr |
Points Redemption Discount Redeem 25% fewer Wyndham Rewards points when you book free nights. | $25 |
Annual Wyndham Hotel Credit Up to $100 in statement credits each calendar year after spending $100 or more at eligible Wyndham hotels. | $100 /yr |
Meal Delivery Credit Up to $120 per year in statement credits, $10 per month, on qualifying third-party meal delivery services. | $120 /yr |
Streaming Credit Up to $100 per year in statement credits on qualifying streaming services. | $100 /yr |
Wholesale Club Statement Credit Up to $65 in annual statement credits toward qualifying wholesale club membership fees. | $65 /yr |
Wyndham Rewards Insider Subscription Complimentary Wyndham Rewards Insider subscription, a $95 value, for as long as the account is open and in good standing. | $95 /yr |
Global Entry or TSA PreCheck Credit Statement credit of up to $120 to reimburse a Global Entry or TSA PreCheck application fee, available again every four years. | $120 |
| Total annual value | $480 |
Intro APR
0% for 15 months on balance transfers
Then 19.24%–29.99% variable APR
03 · approval odds
Approval odds
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