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20 cards ranked

Best credit card to use at Airalo.

TravelCell Phone ProvidersPhone

Airalo is an eSIM marketplace that sells prepaid mobile data plans for travelers, letting a phone connect to a local or regional carrier's network abroad without swapping a physical SIM card. It covers plans for well over 100 countries and is commonly used as an alternative to international roaming fees. There is no Airalo credit card, and eSIM purchases typically code as either travel or a phone or telecom service depending on the issuer, so a card that bonuses travel purchases, or a flat-rate cashback card, is the reasonable choice when buying a plan.

  1. #1
    FNBO
    5x points on travel
    Airlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code
    5.0%5x points
  2. #2
    Chase
    5% on phone (up to $25,000/year, then 1%)
    Phone services; combined $25,000/year cap with office supplies and internet/cable services; 1% thereafter
    5%
  3. #3
    U.S. Bank
    5% on cell phone providers if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  4. #4
    American Express Business Goldif it’s your top category
    American Express
    4x points on phone if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.
    4.8%4x points
  5. #5
    Navy Federal
    4x points on travel
    4.0%4x points
  6. #6
    PenFed Credit Union
    4x points on travel
    4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise
    4.0%4x points
  7. #7
    U.S. Bank
    4x points on travel
    4.0%4x points
  8. #8
    Barclays
    4x points on travel
    4.0%4x points
  9. #9
    Barclays
    4x points on travel
    4.0%4x points
  10. #10
    World of Hyatt Businessif it’s your top category
    Chase
    2x points on phone if it's your top eligible spend category that cycle
    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
  11. #11
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)
    3.8%3x points
  12. #12
    3.5%5x points
  13. #13
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  14. #14
    Chase
    3x points on travel
    Travel other than Air Canada direct purchases, which earn 3x under the airlines category
    3.0%3x points
  15. #15
    Citi
    3% on travel
    Includes Costco Travel
    3%
  16. #16
    Citi
    3% on travel
    Includes Costco Travel
    3%
  17. #17
    Navy Federal
    3x points on travel
    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points
  18. #18
    USAA
    3x points on travel
    Travel plus transit, including rideshare and tolls
    3.0%3x points
  19. #19
    Wells Fargo
    3x points on travel
    3.0%3x points
  20. #20
    Wells Fargo
    3x points on travel
    3.0%3x points

Last updated September 14, 2026