Best credit card to use at Airalo.

1. #1
   
   Ink Business Cash

   Chase

   5% on phone (up to $25,000/year, then 1%)

   Phone services; combined $25,000/year cap with office supplies and internet/cable services; 1% thereafter
   5%
2. #2
   
   US Bank Cash+ Visa Signatureif you select it

   U.S. Bank

   5% on cell phone providers if you select it as a bonus category (up to $2,000/quarter, then 1%)

   Choose 2 categories each quarter, up to $2,000 combined
   5%
3. #3
   
   American Express Business Goldif it’s your top category

   American Express

   4x points on phone if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)

   Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.
   4.8%4x points
4. #4
   
   US Bank Altitude Connect

   U.S. Bank

   4x points on travel
   4.0%4x points
5. #5
   
   World of Hyatt Businessif it’s your top category

   Chase

   2x points on phone if it's your top eligible spend category that cycle

   Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
   4.0%2x points
6. #6
   
   Wyndham Rewards Earner Plus

   Barclays

   4x points on travel
   4.0%4x points
7. #7
   
   Wyndham Rewards Earner Premier

   Barclays

   4x points on travel
   4.0%4x points
8. #8
   
   Ink Business Preferred

   Chase

   3x points on travel (up to $150,000/year, then 1%)

   Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
   3.8%3x points
9. #9
   
   Wells Fargo Choice Privileges Select Mastercard

   Wells Fargo

   5x points on phone
   3.5%5x points
10. #10
    
    AAA Travel Advantage Visa Signature

    Comenity Capital Bank

    3% on travel

    Includes AAA purchases
    3%
11. #11
    
    Bank of America Cash Rewards Securedif you select it

    Bank of America

    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)

    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
12. #12
    
    Bank of America Customized Cash Rewardsif you select it

    Bank of America

    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)

    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
13. #13
    
    Costco Anywhere Visa Business by Citi

    Citi

    3% on travel

    Includes Costco Travel
    3%
14. #14
    
    Costco Anywhere Visa by Citi

    Citi

    3% on travel

    Includes Costco Travel
    3%
15. #15
    
    Navy Federal Visa Signature Flagship Travel Rewards

    Navy Federal

    3x points on travel

    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points
16. #16
    
    USAA Eagle Navigator

    USAA

    3x points on travel

    Travel plus transit, including rideshare and tolls
    3.0%3x points
17. #17
    
    Venmo Credit Cardif it’s your top category

    Synchrony

    3% on travel if it's your top eligible spend category that cycle

    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
18. #18
    
    Wells Fargo Autograph

    Wells Fargo

    3x points on travel
    3.0%3x points
19. #19
    
    Wells Fargo Autograph Journey

    Wells Fargo

    3x points on travel
    3.0%3x points
20. #20
    
    Robinhood Gold

    Robinhood

    3% flat-rate cashback
    3%

Last updated July 28, 2026