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20 cards ranked

Best credit card to use at Hotels.com.

TravelHotels

Hotels.com is one of the largest global online travel agencies, owned by Expedia Group. Bookings code as travel on every card we track. The honest catch: hotel chains typically do NOT credit Hotels.com stays toward elite-night or status counts, and many properties exclude OTA stays from earning their loyalty points — so a Hilton/Marriott/Hyatt loyalist almost always books direct. Hotels.com's own One Key Rewards (formerly Hotels.com Rewards) is now unified with Expedia's OneKeyCash and stacks across the Expedia family.

  1. #1
    Chase Sapphire Reserve
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  2. #2
    Chase Sapphire Reserve for Business
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  3. #3
    Wells Fargo Autograph Journey
    Wells Fargo
    5x points on hotels
    5.0%5x points
  4. #4
    US Bank Altitude Connect
    U.S. Bank
    4x points on travel
    4.0%4x points
  5. #5
    Wyndham Rewards Earner Plus
    Barclays
    4x points on travel
    4.0%4x points
  6. #6
    Wyndham Rewards Earner Premier
    Barclays
    4x points on travel
    4.0%4x points
  7. #7
    Ink Business Preferred
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.8%3x points
  8. #8
    Delta SkyMiles Platinum American Express
    American Express
    3x points on hotels
    Direct hotel purchases
    3.6%3x points
  9. #9
    Delta SkyMiles Platinum Business American Express
    American Express
    3x points on hotels
    Purchases made directly with hotels
    3.6%3x points
  10. #10
    AAA Travel Advantage Visa Signature
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  11. #11
    Bank of America Cash Rewards Securedif you select it
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  12. #12
    Bank of America Customized Cash Rewardsif you select it
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  13. #13
    Citi Strata Premier
    Citi
    3x points on hotels
    On hotels booked directly
    3.0%3x points
  14. #14
    Costco Anywhere Visa Business by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  15. #15
    Costco Anywhere Visa by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  16. #16
    Navy Federal Visa Signature Flagship Travel Rewards
    Navy Federal
    3x points on travel
    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points
  17. #17
    USAA Eagle Navigator
    USAA
    3x points on travel
    Travel plus transit, including rideshare and tolls
    3.0%3x points
  18. #18
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on travel if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  19. #19
    Wells Fargo Autograph
    Wells Fargo
    3x points on travel
    3.0%3x points
  20. #20
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%

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Last updated July 28, 2026

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