20 cards ranked
Best credit card to use at Hotels.com.
TravelHotels
Hotels.com is one of the largest global online travel agencies, owned by Expedia Group. Bookings code as travel on every card we track. The honest catch: hotel chains typically do NOT credit Hotels.com stays toward elite-night or status counts, and many properties exclude OTA stays from earning their loyalty points — so a Hilton/Marriott/Hyatt loyalist almost always books direct. Hotels.com's own One Key Rewards (formerly Hotels.com Rewards) is now unified with Expedia's OneKeyCash and stacks across the Expedia family.
- #15.0%4x points
- #25.0%4x points
- #3FNBO5x points on travelAirlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code5.0%5x points
- #45.0%5x points
- #54.0%4x points
- #6PenFed Credit Union4x points on travel4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise4.0%4x points
- #74.0%4x points
- #84.0%4x points
- #94.0%4x points
- #10Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)3.8%3x points
- #113.6%3x points
- #12American Express3x points on hotelsPurchases made directly with hotels3.6%3x points
- #133%
- #14Chase3x points on travelTravel other than Air Canada direct purchases, which earn 3x under the airlines category3.0%3x points
- #153.0%3x points
- #163%
- #173%
- #18Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
- #193.0%3x points
- #203.0%3x points
Last updated September 14, 2026