Delta SkyMiles Platinum Business American Express
100,000 miles welcome · 3x on airlines · $350/yr
Amex raised this card's welcome offer to 100,000 miles after $8,000 of spend in six months in late August, up from 70,000, and that offer runs through November 4, 2026, which makes the timing unusually favorable. Against the $350 annual fee you get an annual companion certificate after renewal good for a round-trip Main Cabin fare in the 48 states or to the Caribbean or Central America, up to $200 back on Delta Stays bookings, and up to $10 a month each in Resy and rideshare credits. Business spending earns 3x on Delta and direct hotel bookings and 1.5x on transit, U.S. shipping, and single purchases of $5,000 or more, though those share a combined $100,000 annual cap before dropping to 1x. Free checked bags for the cardmember and up to eight companions, Zone 5 boarding, a $2,500 MQD headstart, and cell phone protection up to $800 per claim round it out. The catch is that the base rate is 1x and most of the credit value requires enrollment and specific booking channels, so this pays off for a Delta-committed business and poorly for anyone else.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Delta purchases | 3x |
Hotels Purchases made directly with hotels | 3x |
Transit Transit, U.S. shipping providers, and single eligible purchases of $5,000 or more; combined $100,000/year cap, then 1x on first $100,000/yr, then 1x | 1.5x |
Shipping U.S. shipping providers; combined $100,000/year cap with transit and large purchases, then 1x on first $100,000/yr, then 1x | 1.5x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Delta Stays Credit Up to $200 back per year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com | $200 /yr |
Resy Dining Credit Up to $10 in statement credits each month on eligible Resy purchases | $120 /yr |
Rideshare Credit Up to $10 in statement credits each month on U.S. rideshare purchases with select providers | $120 /yr |
Global Entry / TSA PreCheck Credit Statement credit every 4 years for the $120 Global Entry application fee or up to $85 for TSA PreCheck | $120 every 4 yr |
In-Flight Purchase Rebate 20% statement credit on eligible Delta in-flight food and beverage purchases | 20% |
Cell Phone Protection Up to $800 per claim (2 approved claims per 12 months, $50 deductible) when the prior month's wireless bill was paid with the card | $800 |
| Total annual credits | $470 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |