Delta SkyMiles Platinum Business American Express
70,000 miles welcome · 3x on airlines · $350/yr
The yearly companion certificate is the anchor benefit: issued after each renewal, good for a round-trip Delta Main Cabin ticket within the 48 contiguous states or to the Caribbean or Central America, with taxes and fees from $22 to $250, which is the main way a business justifies the $350 fee. Beyond that you get 3 miles per dollar on Delta purchases and on hotels booked directly with the property, plus 1.5 miles on transit, U.S. shipping, and single purchases of $5,000 or more, all sharing a $100,000 annual cap before dropping to 1 mile. The welcome offer is 70,000 miles after $6,000 of spend in six months, a heavier requirement than the consumer version asks for. Elite qualification gets a boost from the $2,500 MQD headstart and $1 in MQDs per $20 spent, and there is genuinely useful cell phone protection worth up to $800 per claim with a $50 deductible when the prior month's bill was paid with the card. The weak spot is the base rate: everything outside those categories earns 1 mile, so this only pencils out if Delta flights and the companion certificate are things you will actually use.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Delta purchases | 3x |
Hotels Purchases made directly with hotels | 3x |
Transit Transit, U.S. shipping providers, and single eligible purchases of $5,000 or more; combined $100,000/year cap, then 1x on first $100,000/yr, then 1x | 1.5x |
Shipping U.S. shipping providers; combined $100,000/year cap with transit and large purchases, then 1x on first $100,000/yr, then 1x | 1.5x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Delta Stays Credit Up to $200 back per year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com | $200 /yr |
Resy Dining Credit Up to $10 in statement credits each month on eligible Resy purchases | $120 /yr |
Rideshare Credit Up to $10 in statement credits each month on U.S. rideshare purchases with select providers | $120 /yr |
Global Entry / TSA PreCheck Credit Statement credit every 4 years for the $120 Global Entry application fee or up to $85 for TSA PreCheck | $120 every 4 yr |
In-Flight Purchase Rebate 20% statement credit on eligible Delta in-flight food and beverage purchases | 20% |
Cell Phone Protection Up to $800 per claim (2 approved claims per 12 months, $50 deductible) when the prior month's wireless bill was paid with the card | $800 |
| Total annual credits | $470 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |