20 cards ranked
Best credit card to use at Carnival Cruise Line.
Travel
Carnival Cruise Line is the largest U.S. cruise operator by passenger volume, owned by Carnival Corporation (which also owns Princess, Holland America, and Cunard). Cruise bookings code as travel on every card we track. Pre-booked shore excursions, drink packages, and gratuities purchased through the cruise line generally code as travel as well. Onboard charges (folio purchases) often code as travel but sometimes as cruise-specific — worth confirming on a small charge before relying on a 3x travel multiplier.
- #14.0%4x points
- #24.0%4x points
- #34.0%4x points
- #43.6%3x points
- #53%
- #63.0%2x points
- #73.0%2x points
- #83%
- #93%
- #10Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)3.0%3x points
- #11Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
- #123.0%3x points
- #13Venmo Credit Cardif it’s your top categorySynchrony3% on travel if it's your top eligible spend category that cycleAutomatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.3%
- #143.0%3x points
- #153.0%3x points
- #162.5%2x points
- #172.5%5x points
- #18Chase5x points on travelTravel, gas stations, select advertising, and restaurants2.5%5x points
- #192.4%2x points
- #202.4%2x points
Last updated May 17, 2026