Air Canada Aeroplan
115,000 points welcome · 3x on airlines · $195/yr
The Air Canada Aeroplan card's big draw is automatic Aeroplan 25K status for as long as the account is open, which brings priority check-in and boarding, extra baggage allowance, and eUpgrade credits, along with a free first checked bag for you and up to eight companions on the same reservation. Chase recently overhauled the card, raising the annual fee from $95 to $195 while lifting the welcome offer from 60,000 to 115,000 points: 75,000 after $4,000 in 3 months plus 40,000 more after $20,000 in 12 months. It earns 3x on Air Canada purchases and other travel, 2x on gas, and 3x on dining and groceries for purchases posting through December 31, 2026, after which those two categories drop to 2x. Up to $100 a year in Air Canada statement credits and the 15% discount on Air Canada award flights help offset the higher fee. It makes sense for anyone who flies Air Canada or uses Aeroplan regularly, but with a $195 fee and a 1x base rate, occasional flyers will struggle to get their money's worth.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Air Canada direct purchases, which stack with 2x from Air Canada as a 25K member for up to 5x total | 3x |
Travel Travel other than Air Canada direct purchases, which earn 3x under the airlines category | 3x |
Dining Purchases posting through December 31, 2026 earn 3x, then 2x | 3x |
Groceries Purchases posting through December 31, 2026 earn 3x, then 2x | 3x |
Gas | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Air Canada Statement Credits Up to $50 in statement credits for eligible Air Canada purchases from January 1 through June 30 and up to $50 from July 1 through December 31, for up to $100 each calendar year | $100 /yr |
Global Entry / TSA PreCheck / NEXUS Credit Up to $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fees | $120 every 4 yr |
| Total annual credits | $130 |
Card details
Regular APR | 19.74%–28.24% variable |
Foreign transaction fee | None |