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20 cards ranked

Best credit card to use at Sun Country Airlines.

AirlinesTravel

Sun Country Airlines is a Minneapolis/St. Paul-based ultra-low-cost carrier with a hybrid business model that combines scheduled leisure flights, cargo flying for Amazon, and ad-hoc charters for sports teams and casinos. Routes mostly connect MSP to warm-weather US and Mexico destinations during peak seasons. Sun Country purchases code as airlines/airfare on every credit card. Cards with airfare bonus categories all earn full rate: the Chase Sapphire Reserve at 4x, Amex Gold at 3x on direct-booked flights, Capital One Venture X at 2x.

  1. #1
    American Express
    5x points on airlines
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  2. #2
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  3. #3
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  4. #4
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  5. #5
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  6. #6
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  7. #7
    NHL Discover itthis quarter
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  8. #8
    U.S. Bank
    4x points on travel
    4.0%4x points
  9. #9
    Wells Fargo
    4x points on airlines
    4.0%4x points
  10. #10
    Chase
    2x points on airlines
    Purchased directly from airlines
    4.0%2x points
  11. #11
    World of Hyatt Businessif it’s your top category
    Chase
    2x points on airlines if it's your top eligible spend category that cycle
    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
  12. #12
    Barclays
    4x points on travel
    4.0%4x points
  13. #13
    Barclays
    4x points on travel
    4.0%4x points
  14. #14
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.8%3x points
  15. #15
    American Express
    3x points on airlines
    3.6%3x points
  16. #16
    American Express
    7x points on airlines
    Flights booked directly with airlines or through AmexTravel.com
    3.5%7x points
  17. #17
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  18. #18
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  19. #19
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  20. #20
    Citi
    3x points on airlines
    3.0%3x points

Last updated July 28, 2026