20 cards ranked
Best credit card to use at Sun Country Airlines.
AirlinesTravel
Sun Country Airlines is a Minneapolis/St. Paul-based ultra-low-cost carrier with a hybrid business model that combines scheduled leisure flights, cargo flying for Amazon, and ad-hoc charters for sports teams and casinos. Routes mostly connect MSP to warm-weather US and Mexico destinations during peak seasons. Sun Country purchases code as airlines/airfare on every credit card. Cards with airfare bonus categories all earn full rate: the Chase Sapphire Reserve at 4x, Amex Gold at 3x on direct-booked flights, Capital One Venture X at 2x.
- #1American Express5x points on airlines (up to $500,000/year, then 1%)Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year6.0%5x points
- #25.0%4x points
- #35.0%4x points
- #4FNBO5x points on travelAirlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code5.0%5x points
- #5US Bank Business Essentials Plusif it’s your top categoryU.S. Bank5% on airlines if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year5%
- #64.0%4x points
- #7PenFed Credit Union4x points on travel4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise4.0%4x points
- #84.0%4x points
- #94.0%4x points
- #104.0%2x points
- #114.0%4x points
- #124.0%4x points
- #13World of Hyatt Businessif it’s your top categoryChase2x points on airlines if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #14Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)3.8%3x points
- #153.6%3x points
- #16American Express7x points on airlinesFlights booked directly with airlines or through AmexTravel.com3.5%7x points
- #173%
- #18Chase3x points on travelTravel other than Air Canada direct purchases, which earn 3x under the airlines category3.0%3x points
- #193.0%3x points
- #203%
Last updated October 23, 2026