20 cards ranked
Best credit card to use at British Airways.
AirlinesTravel
British Airways is the UK flag carrier and a oneworld founding member, hubbed at London Heathrow with significant operations from London Gatwick and London City. The carrier's Executive Club loyalty program (Avios) is a transfer partner of Amex Membership Rewards, Chase Ultimate Rewards, Capital One miles, Bilt, and Citi ThankYou Points, which makes Avios one of the most liquid airline currencies for transatlantic and short-haul oneworld redemptions. British Airways tickets code as airlines/airfare, earning airfare bonuses fully.
- #1American Express5x points on airlines (up to $500,000/year, then 1%)Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year6.0%5x points
- #25.0%4x points
- #35.0%4x points
- #4FNBO5x points on travelAirlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code5.0%5x points
- #5Discover it Cash Backthis quarterDiscover5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #6Discover it for Studentsthis quarterDiscover5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #7Discover it Securedthis quarterDiscover5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #8NHL Discover itthis quarterDiscover5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #94.0%4x points
- #10PenFed Credit Union4x points on travel4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise4.0%4x points
- #114.0%4x points
- #124.0%4x points
- #134.0%2x points
- #144.0%4x points
- #154.0%4x points
- #16World of Hyatt Businessif it’s your top categoryChase2x points on airlines if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #17Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)3.8%3x points
- #183.6%3x points
- #19American Express7x points on airlinesFlights booked directly with airlines or through AmexTravel.com3.5%7x points
- #20ChaseCo-branded British Airways cardBritish Airways, Aer Lingus, and Iberia flights3.0%3x points
Last updated September 14, 2026