User Rating
2.0/4 from 1 ratingThe Platinum Card
Rewards
5xPointsAirlinesBooked directly with airlines or through Amex Travel, up to $500,000 per calendar year
5xPointsHotels (via Portal)Prepaid hotels booked on AmexTravel.com
1xPointsEverything Else
Signup Bonus
175,000 Points(~$2,100)
After spending $12,000 in 6 months
Median Accepted Applicant
Based on 10 records — 9 approved, 1 rejected- Credit Score
- 754
- Income
- $145,000
- Credit History
- 8
- Years
Data Points
How other people did
User-reported application outcomes for the The Platinum Card.
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The Platinum Card News
February 1, 2026✨ Benefit Change
Amex Platinum Card Receives Premium Refresh
Amex Platinum maintains existing benefits while updating features. Continues 5x points on flights and prepaid hotels, with unchanged earning rates despite fee adjustments.
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