Hilton Honors American Express Aspire
200,000 points welcome · 14x on hotels · $550/yr
The Aspire is the top tier of the Hilton lineup, and its welcome offer just rose to 200,000 points after $6,000 in purchases within 6 months, up from 150,000 earlier this year, with the offer ending January 13, 2027. Beyond the bonus, the card's value comes from complimentary Diamond status, an annual Free Night Award, and a stack of credits: up to $400 a year at participating Hilton resorts in two $200 halves, up to $200 in quarterly flight credits, and up to $219 for CLEAR Plus. Earning is 14x at Hilton, 7x on flights, select car rentals, and U.S. dining, and 3x on everything else. The catch is the $550 annual fee, which only pays off if you actually use the semiannual resort credit and the $50 quarterly flight credits on schedule. For frequent Hilton guests who will put those credits to work, it is one of the more rewarding hotel cards; casual travelers will struggle to break even.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels Eligible purchases at Hilton hotels and resorts | 14x |
Airlines Flights booked directly with airlines or through AmexTravel.com | 7x |
Car Rentals Booked directly with select car rental companies | 7x |
Dining U.S. restaurants | 7x |
Everything Else | 3x |
| Benefit | Value |
|---|---|
Hilton Resort Credit Up to $200 semiannually for eligible purchases at participating Hilton resorts | $200 / 6 mo |
Flight Credit Up to $50 per quarter on eligible flight purchases made directly with airlines or through amextravel.com | $50 /qtr |
CLEAR Plus Credit Up to $219 in statement credits per calendar year for CLEAR Plus airport security membership | $219 /yr |
Property Credit Receive up to a $100 credit for qualifying charges at Waldorf Astoria and Conrad properties when booking a 2-night minimum stay | $100 |
Venue Collection Concessions Rebate Enroll your card and get 10% back on qualifying concessions purchases at select stadiums and arenas, up to $250 per calendar year | 10% |
| Total annual credits | $819 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |