
The Aer Lingus card opens with a 75,000-mile bonus after $5,000 in spend in the first 3 months, which is the main reason to apply for its $95 annual fee. Ongoing earning is modest: 3 points per dollar on Aer Lingus, British Airways, and Iberia flights, 2 on hotels booked directly, and 1 on everything else. The headline perk, a complimentary economy companion ticket, demands $30,000 in calendar-year spend, a bar most cardholders will not clear. Smaller extras include 2,500 bonus Avios each anniversary, priority boarding on Aer Lingus flights between the US and Ireland, 10% off US-to-Europe Aer Lingus flights booked through the cardmember site, and travel protections like baggage delay and lost luggage coverage. It fits frequent transatlantic flyers who already use Avios; for everyone else, the bonus is the value and the everyday earn is thin.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Aer Lingus, British Airways, and Iberia flights | 3x |
Hotels Hotels booked directly | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Anniversary Avios Award 2,500 bonus Avios each account anniversary year | 2,500 points /yr |
| Total annual credits | 2,500 points |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |