British Airways Visa Signature

The British Airways Visa Signature is built for travelers who already fly British Airways or its partners and want to stretch Avios further. It opens with 75,000 Avios after $5,000 in spend within three months, and earns 3 Avios per dollar on British Airways, Aer Lingus, and Iberia flights, 2 per dollar on hotels booked directly, and 1 per dollar on everything else. The standout value is the reward flight statement credit: up to three credits a year, $100 each on Economy or Premium Economy or $200 each on Business or First, toward the taxes and carrier charges on British Airways reward flights, which can easily outweigh the $95 annual fee. The catch is that the Travel Together Ticket requires $30,000 in spending in a calendar year, and the everyday earn rate is only 1x, so this is not a card for general spending. Add in 2,500 anniversary Avios, no foreign transaction fees, and solid baggage coverage, and it earns its #6 spot on our Best Airline Credit Cards list for regular BA flyers.