20 cards ranked
Best credit card to use at Wyndham.
HotelsTravel
Wyndham Hotels & Resorts is the largest U.S. hotel chain by property count — about 9,000 hotels — concentrated in mid-scale and economy brands like Days Inn, Super 8, La Quinta, and Ramada, with a smaller upscale presence under Wyndham Grand and the Registry Collection. Wyndham Rewards uses a flat or tiered award chart with redemptions starting at 7,500 points per night, and the program partners with Vacasa for full vacation-rental redemptions — a quirk that gives Wyndham points unusual reach for an economy-leaning chain. Direct bookings at wyndhamhotels.com or in the app earn points; OTA stays do not. Co-brand cards run lower annual fees than the major chains' cards, matching the program's value-tier identity.
- #18.0%8x points
- #2Barclays8x points on hotelsAt Hotels by Wyndham, including Wyndham Travel Bundles8.0%8x points
- #36.0%6x points
- #45.0%5x points
- #55.0%4x points
- #65.0%4x points
- #75.0%5x points
- #84.0%4x points
- #9Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)3.8%3x points
- #103.6%3x points
- #11American Express3x points on hotelsPurchases made directly with hotels3.6%3x points
- #123%
- #13Bank of America Cash Rewards Securedif you select itBank of America3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #14Bank of America Customized Cash Rewardsif you select itBank of America3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #153.0%3x points
- #163%
- #173%
- #18Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
- #193.0%3x points
- #20Venmo Credit Cardif it’s your top categorySynchrony3% on travel if it's your top eligible spend category that cycleAutomatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.3%
Last updated July 28, 2026