Skip to main content
20 cards ranked

Best credit card to use at Wyndham.

HotelsTravel

Wyndham Hotels & Resorts is the largest U.S. hotel chain by property count — about 9,000 hotels — concentrated in mid-scale and economy brands like Days Inn, Super 8, La Quinta, and Ramada, with a smaller upscale presence under Wyndham Grand and the Registry Collection. Wyndham Rewards uses a flat or tiered award chart with redemptions starting at 7,500 points per night, and the program partners with Vacasa for full vacation-rental redemptions — a quirk that gives Wyndham points unusual reach for an economy-leaning chain. Direct bookings at wyndhamhotels.com or in the app earn points; OTA stays do not. Co-brand cards run lower annual fees than the major chains' cards, matching the program's value-tier identity.

  1. #1
    Wyndham Rewards Earner
    Barclays
    Co-branded Wyndham card
    At Hotels by Wyndham
    5.0%5x points
  2. #2
    Wyndham Rewards Earner Plus
    Barclays
    Co-branded Wyndham card
    At Hotels by Wyndham
    6.0%6x points
  3. #3
    Wyndham Rewards Earner Business
    Barclays
    Co-branded Wyndham card
    At Wyndham hotels
    8.0%8x points
  4. #4
    Wyndham Rewards Earner Premier
    Barclays
    8x points on hotels
    At Hotels by Wyndham, including Wyndham Travel Bundles
    8.0%8x points
  5. #5
    Chase Sapphire Reserve
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  6. #6
    Wells Fargo Autograph Journey
    Wells Fargo
    5x points on hotels
    5.0%5x points
  7. #7
    US Bank Altitude Connect
    U.S. Bank
    4x points on travel
    4.0%4x points
  8. #8
    American Express Green
    American Express
    3x points on travel
    3.6%3x points
  9. #9
    Delta SkyMiles Platinum American Express
    American Express
    3x points on hotels
    Direct hotel purchases
    3.6%3x points
  10. #10
    AAA Travel Advantage Visa Signature
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  11. #11
    Atlas
    Lead Bank
    3x points on hotels
    Hotels (also earns 3x on private charters and luxury car rentals — luxury rentals are merchant-gated, see Atlas terms)
    3.0%3x points
  12. #12
    Bilt Obsidian
    Bilt
    2x points on travel
    3.0%2x points
  13. #13
    Bilt Palladium
    Bilt
    2x points on travel
    3.0%2x points
  14. #14
    Citi Strata Premier
    Citi
    3x points on hotels
    On hotels booked directly
    3.0%3x points
  15. #15
    Costco Anywhere Visa Business by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  16. #16
    Costco Anywhere Visa by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  17. #17
    Ink Business Preferred
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.0%3x points
  18. #18
    Navy Federal Visa Signature Flagship Travel Rewards
    Navy Federal
    3x points on travel
    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points
  19. #19
    USAA Eagle Navigator
    USAA
    3x points on travel
    3.0%3x points
  20. #20
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on travel if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%

Related stores

Last updated May 17, 2026

Edit this pageReport an issue