20 cards ranked
Best credit card to use at Hyatt.
HotelsTravel
World of Hyatt is the smallest of the major U.S. hotel programs by footprint — about 1,400 properties — but consistently rates as the most rewarding on a points-per-dollar basis, with award nights starting at 3,500 points at Category 1 properties. Hyatt points are widely valued at 1.7 to 2.0 cents each, the highest in the hotel space, so even modest co-brand earn rates produce strong cashback-equivalent value. Direct bookings at hyatt.com earn points and elite credit; OTA stays earn neither. The Chase World of Hyatt cards are also one of the few flexible-points pipelines into Hyatt, since Chase Ultimate Rewards transfer to Hyatt 1:1 — making Sapphire Preferred and Reserve indirect Hyatt earners as well.
- #1ChaseCo-branded Hyatt cardAt Hyatt hotels, up to 9x total with World of Hyatt membership8.0%4x points
- #2ChaseCo-branded Hyatt cardAt Hyatt hotels, up to 9x total with World of Hyatt membership8.0%4x points
- #35.0%4x points
- #45.0%4x points
- #55.0%5x points
- #64.0%4x points
- #74.0%4x points
- #84.0%4x points
- #9Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)3.8%3x points
- #103.6%3x points
- #11American Express3x points on hotelsPurchases made directly with hotels3.6%3x points
- #123%
- #13Bank of America Cash Rewards Securedif you select itBank of America3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #14Bank of America Customized Cash Rewardsif you select itBank of America3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #153.0%3x points
- #163%
- #173%
- #18Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
- #193.0%3x points
- #20Venmo Credit Cardif it’s your top categorySynchrony3% on travel if it's your top eligible spend category that cycleAutomatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.3%
Last updated July 28, 2026