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01 · overview

Wyndham Rewards Earner Business

by BarclaysPoints

100,000 points welcome · 8x on hotels · $149/yr

Wyndham Rewards Earner Business
Annual fee
$149
Per year
Sign up bonus
100K pts
After $3,500 in 6 mo
Credits
$65
3 credits
Median FICO
Approved
Median income
Approved
Our take

This card is a bet on Wyndham stays and gas: 8x points at Wyndham hotels and 5x on gas, EV charging, office supplies, and shipping, which is an unusually good fit for contractors, fleets, and anyone whose business runs on the road. Barclays raised the annual fee from $95 to $149 in June, but paired it with a jump in the signup bonus from 45,000 to 100,000 points, structured as 45,000 after $3,000 of spend in 90 days plus 55,000 after $500 at Wyndham hotels within 180 days. The recurring math holds up better than the fee increase suggests, because 15,000 anniversary points each year covers up to two award nights, automatic Diamond status is included for as long as you hold the card, and award bookings cost 20% fewer points. Watch the fine print on the headline rate: the 8x applies only at Wyndham properties, and everything outside the bonus categories earns a flat 1x, which is weak. If your team does not stay at Wyndham brands, the $149 fee and a $65 warehouse club credit will not carry this on their own.

Welcome bonus
100K pts
After $3,500 in 6 mo
Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Hotels
At Wyndham hotels
8x
Gas
5x
EV Charging
5x
Office Supply Stores
5x
Shipping
5x
Everything Else
Also earns 5x on marketing, advertising, and Wyndham Vacation Club purchases
1x
Credits & rebates
BenefitValue
Anniversary Points Bonus
15,000 bonus Wyndham Rewards points each anniversary year — enough for up to 2 free award nights at participating Wyndham hotels
15,000 points /yr
Points Redemption Discount
Redeem 20% fewer Wyndham Rewards points when you book free nights.
20%
Warehouse Club Statement Credit
Up to $65 in annual statement credits toward a warehouse club membership.
$65 /yr
Total annual credits$65
03 · card details

Card details

Regular APR
19.49%–29.49% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

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05 · news

In the news