20 cards ranked
Best credit card to use at Westgate Resorts.
HotelsTravel
Westgate Resorts is a privately held hospitality company that operates timeshare and vacation-ownership resorts across popular U.S. destinations like Orlando, Las Vegas, and Gatlinburg, and also rents units nightly to non-owners much like a traditional resort chain. It is not affiliated with the major hotel loyalty programs. There's no Westgate Resorts co-brand credit card, so a general hotel or travel category card, or a flat-rate cashback card, is the better way to pay for stays and maintenance-fee charges.
- #15.0%4x points
- #25.0%4x points
- #3FNBO5x points on travelAirlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code5.0%5x points
- #45.0%5x points
- #54.0%4x points
- #6PenFed Credit Union4x points on travel4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise4.0%4x points
- #74.0%4x points
- #84.0%4x points
- #94.0%4x points
- #10Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)3.8%3x points
- #113.6%3x points
- #12American Express3x points on hotelsPurchases made directly with hotels3.6%3x points
- #133%
- #14Chase3x points on travelTravel other than Air Canada direct purchases, which earn 3x under the airlines category3.0%3x points
- #153.0%3x points
- #163%
- #173%
- #18Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
- #193.0%3x points
- #203.0%3x points
Last updated September 14, 2026