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20 cards ranked

Best credit card to use at Westgate Resorts.

HotelsTravel

Westgate Resorts is a privately held hospitality company that operates timeshare and vacation-ownership resorts across popular U.S. destinations like Orlando, Las Vegas, and Gatlinburg, and also rents units nightly to non-owners much like a traditional resort chain. It is not affiliated with the major hotel loyalty programs. There's no Westgate Resorts co-brand credit card, so a general hotel or travel category card, or a flat-rate cashback card, is the better way to pay for stays and maintenance-fee charges.

  1. #1
    Chase Sapphire Reserve
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  2. #2
    Chase Sapphire Reserve for Business
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  3. #3
    Wells Fargo Autograph Journey
    Wells Fargo
    5x points on hotels
    5.0%5x points
  4. #4
    US Bank Altitude Connect
    U.S. Bank
    4x points on travel
    4.0%4x points
  5. #5
    Wyndham Rewards Earner Plus
    Barclays
    4x points on travel
    4.0%4x points
  6. #6
    Wyndham Rewards Earner Premier
    Barclays
    4x points on travel
    4.0%4x points
  7. #7
    Ink Business Preferred
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.8%3x points
  8. #8
    Delta SkyMiles Platinum American Express
    American Express
    3x points on hotels
    Direct hotel purchases
    3.6%3x points
  9. #9
    Delta SkyMiles Platinum Business American Express
    American Express
    3x points on hotels
    Purchases made directly with hotels
    3.6%3x points
  10. #10
    AAA Travel Advantage Visa Signature
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  11. #11
    Bank of America Cash Rewards Securedif you select it
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  12. #12
    Bank of America Customized Cash Rewardsif you select it
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  13. #13
    Citi Strata Premier
    Citi
    3x points on hotels
    On hotels booked directly
    3.0%3x points
  14. #14
    Costco Anywhere Visa Business by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  15. #15
    Costco Anywhere Visa by Citi
    Citi
    3% on travel
    Includes Costco Travel
    3%
  16. #16
    Navy Federal Visa Signature Flagship Travel Rewards
    Navy Federal
    3x points on travel
    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points
  17. #17
    USAA Eagle Navigator
    USAA
    3x points on travel
    Travel plus transit, including rideshare and tolls
    3.0%3x points
  18. #18
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on travel if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  19. #19
    Wells Fargo Autograph
    Wells Fargo
    3x points on travel
    3.0%3x points
  20. #20
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%

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Last updated July 28, 2026

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