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20 cards ranked

Best credit card to use at Uber.

Transit

Uber is the largest U.S. rideshare service. Uber rides code under the transit category on most cards (and as ground transportation on a few). The Amex Platinum and Amex Gold include monthly Uber Cash credits that apply to both rides and Uber Eats orders. Several cards (Capital One Venture X, Sapphire Reserve) earn elevated rates on rideshare via their travel multipliers. Uber One membership stacks with some card credits but is rarely earned back unless you ride or order frequently.

Credits & perks at Uber

These cards include a statement credit, rebate, or complimentary membership you can use at Uber, on top of whatever you earn on the purchase. Weigh these alongside the ranked picks below.

  • The Platinum CardEnrollment required
    American Express
    $15/month in Uber Cash for Uber Eats or rides ($20 in December)
    $200/yr
  • American Express GoldEnrollment required
    American Express
    $10/month in Uber Cash for Uber Eats orders or Uber rides
    $120/yr
  • The Platinum CardEnrollment required
    American Express
    Up to $10/month back on an auto-renewing Uber One membership
    $120/yr
  • Apple CardEnrollment required
    Goldman Sachs
    Six-month free trial of Uber One when signing up with Apple Card through the designated link.
    $6
  1. #1
    Chase Freedom Flexthis quarter
    Chase
    5% on transit this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Q3 2026: gas stations and EV charging, public transit, select live entertainment, and donations to United Way
    5%
  2. #2
    Discover it Cash Backthis quarter
    Discover
    5% on transit this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  3. #3
    Discover it for Studentsthis quarter
    Discover
    5% on transit this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  4. #4
    Discover it Securedthis quarter
    Discover
    5% on transit this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  5. #5
    NHL Discover itthis quarter
    Discover
    5% on transit this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  6. #6
    American Express Business Goldif it’s your top category
    American Express
    4x points on transit if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.
    4.8%4x points
  7. #7
    Gemini Credit
    WebBank
    4% on transit (up to $300/month, then 1%)
    Shares the $300/month cap with gas and EV charging, then 1%; the cap resets on the 1st of each month
    4%
  8. #8
    World of Hyatt
    Chase
    2x points on transit
    4.0%2x points
  9. #9
    World of Hyatt Businessif it’s your top category
    Chase
    2x points on transit if it's your top eligible spend category that cycle
    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
  10. #10
    Blue Cash Preferred
    American Express
    3% on transit
    Including taxis, rideshare, parking, tolls, trains, buses
    3%
  11. #11
    Citi Strata
    Citi
    3x points on transit
    3.0%3x points
  12. #12
    Navy Federal More Rewards American Express
    Navy Federal
    3x points on transit
    3.0%3x points
  13. #13
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on transit if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  14. #14
    Wells Fargo Autograph
    Wells Fargo
    3x points on transit
    3.0%3x points
  15. #15
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  16. #16
    Southwest Rapid Rewards Performance Business
    Chase
    2x points on transit
    Local transit and commuting, including rideshare
    2.6%2x points
  17. #17
    Southwest Rapid Rewards Premier Business
    Chase
    2x points on transit
    Local transit and commuting, including rideshare
    2.6%2x points
  18. #18
    United Business
    Chase
    2x points on transit
    Local transit and commuting, including rideshare
    2.4%2x points
  19. #19
    United Gateway
    Chase
    2x points on transit
    2.4%2x points
  20. #20
    Amazon Prime Rewards Visa Signature
    Chase
    2% on transit
    Local transit, commuting, and rideshare
    2%

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Last updated July 28, 2026

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