20 cards ranked
Best credit card to use at Lyft.
Transit
Lyft is the second-largest U.S. rideshare service after Uber. Rides code under the transit category on most cards. The Chase Sapphire Reserve historically pays 10x on Lyft rides through 2027, and Lyft Pink (Lyft's premium membership) is comped with several Chase cards. Sapphire Preferred, Venture X, and SavorOne all earn elevated transit/rideshare rates without the Lyft-specific multipliers.
Credits & perks at Lyft
These cards include a statement credit, rebate, or complimentary membership you can use at Lyft, on top of whatever you earn on the purchase. Weigh these alongside the ranked picks below.
- ChaseUp to $10 in monthly in-app credits for Lyft rides through September 30, 2027.$120/yr
- Chase Sapphire Reserve for BusinessEnrollment requiredChaseUp to $10 in monthly in-app credits for Lyft rides through September 30, 2027$120/yr
- Citi AAdvantage Executive World Elite MastercardEnrollment requiredCitiUp to $120 in annual Lyft credits ($10 per month after 3 eligible rides)$120/yr
- #1Chase5x points on transitOn Lyft rides through September 30, 2027 (limited-time promo)6.3%5x points
- #2Chase5x points on transitOn Lyft rides through September 30, 2027 (limited-time promo)6.3%5x points
- #3Chase5x points on transitOn Lyft rides through September 30, 2027 (limited-time promo)6.3%5x points
- #4Chase5x points on transitOn Lyft rides through September 30, 2027 (limited-time promo)6.3%5x points
- #5Chase Freedom Flexthis quarterChase5% on transit this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Q3 2026: gas stations and EV charging, public transit, select live entertainment, and donations to United Way5%
- #6Discover it Cash Backthis quarterDiscover5% on transit this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #7Discover it for Studentsthis quarterDiscover5% on transit this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #8Discover it Securedthis quarterDiscover5% on transit this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #95%
- #105%
- #11Chase5% on transitOn Lyft rides through September 30, 2027 (limited-time promo)5%
- #12NHL Discover itthis quarterDiscover5% on transit this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #13American Express Business Goldif it’s your top categoryAmerican Express4x points on transit if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.4.8%4x points
- #144.0%4x points
- #15WebBank4% on transit (up to $300/month, then 1%)Shares the $300/month cap with gas and EV charging, then 1%; the cap resets on the 1st of each month4%
- #164.0%2x points
- #17World of Hyatt Businessif it’s your top categoryChase2x points on transit if it's your top eligible spend category that cycleAutomatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services4.0%2x points
- #183.0%3x points
- #193.0%3x points
- #20American Express3% on transitIncluding taxis, rideshare, parking, tolls, trains, buses3%
Last updated July 28, 2026