20 cards ranked
Best credit card to use at Lyft.
Transit
Lyft is the second-largest U.S. rideshare service after Uber. Rides code under the transit category on most cards. The Chase Sapphire Reserve historically pays 10x on Lyft rides through 2027, and Lyft Pink (Lyft's premium membership) is comped with several Chase cards. Sapphire Preferred, Venture X, and SavorOne all earn elevated transit/rideshare rates without the Lyft-specific multipliers.
- #1Chase5x points on transitOn Lyft rides through September 30, 2027 (limited-time promo)5.0%5x points
- #2Chase5% on transitOn Lyft rides through September 30, 2027 (limited-time promo)5%
- #3American Express Business Goldif it’s your top categoryAmerican Express4x points on transit if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap4.8%4x points
- #44.0%2x points
- #53.6%3x points
- #63.6%3x points
- #7American Express3% on transitIncluding taxis, rideshare, parking, tolls, trains, buses3%
- #83.0%3x points
- #9Venmo Credit Cardif it’s your top categorySynchrony3% on transit if it's your top eligible spend category that cycleAutomatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.3%
- #103.0%3x points
- #112.4%2x points
- #122%
- #132%
- #142.0%2x points
- #152.0%2x points
- #16Citi2x points on transitRides and Rails including taxis, rideshares, and public transit2.0%2x points
- #173%
- #182%
- #192%
- #20First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
Last updated May 17, 2026