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01 · overview

Southwest Rapid Rewards Performance Business

by ChasePoints

80,000 points welcome · 4x on airlines · $299/yr

Southwest Rapid Rewards Performance Business
Annual fee
$299
Per year
Sign up bonus
80K pts
After $5,000 in 3 mo · ≈ $1,040
Credits
$30
2 credits · 8 perks
Median FICO
Approved
Median income
Approved
Our take

The Performance Business leans on in-flight comfort: free unlimited Extra Legroom seat upgrades within 48 hours of departure when available, complimentary Preferred or Standard seat selection at booking, and Group 5 boarding for the cardmember and up to eight passengers on the same reservation. It also returns 9,000 points each anniversary, credits up to $120 for Global Entry, TSA PreCheck, or NEXUS every four years, and earns 2,500 tier qualifying points toward A-List for every $5,000 spent. Southwest purchases earn 4 points per dollar, with 2 points on gas, dining, hotels booked directly with the hotel, and transit, and 1 point on everything else. The $299 annual fee is the hurdle, and clearing it takes a real Southwest habit, ideally with checked bags and seat upgrades in play; the 80,000 point welcome bonus also asks for $5,000 of spend in the first three months. If your team flies Southwest often enough to care about boarding position and legroom, it earns its keep, and if Southwest is an occasional booking, the fee outruns the benefits.

Welcome bonus
80K pts
After $5,000 in 3 mo · ≈ $1,040
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
Southwest Airlines purchases
4x
Gas
2x
Dining
2x
Hotels
Hotel accommodations booked directly with the hotel
2x
Transit
Local transit and commuting, including rideshare
2x
Everything Else
1x
Estimated value: 1.3¢/point
Credits & rebates
BenefitValue
Global Entry / TSA PreCheck Credit
Up to $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fees
$120 every 4 yr
25% Back on Inflight Purchases
25% back as a statement credit on inflight purchases
25%
Total annual credits$30
Perks & protections
Anniversary Points
9,000 bonus points each cardmember anniversary
Extra Legroom Seat Upgrades
Free unlimited Extra Legroom seat upgrades within 48 hours of departure, when available
Seat Selection
Complimentary Preferred or Standard seat selection at booking
Free First Checked Bag
First checked bag free for the cardmember and up to eight additional passengers on the same reservation
Group 5 Boarding
Group 5 boarding for the cardmember and up to eight passengers on the same reservation
Tier Qualifying Points
2,500 tier qualifying points toward A-List status for every $5,000 spent on the card
Companion Pass Boost
10,000 Companion Pass qualifying points each calendar year (these do not count toward flight redemptions)
Employee Cards
Employee cards at no additional cost
03 · card details

Card details

Regular APR
19.24%–27.74% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

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