Amazon Prime Rewards Visa Signature

For Prime members, this card pays 5% back at Amazon, Whole Foods Market, and Shopbop, plus 5% on Chase Travel purchases, with no annual fee, which is why it ranks #8 on our Best Cash Back Credit Cards list. Without an eligible Prime membership those rates fall to 3%, so the card is really a Prime perk rather than a standalone value. The welcome offer is a $150 Amazon gift card loaded on approval, recently trimmed from $200, with no spending requirement. Beyond Amazon it earns 2% on dining, gas, and local transit including rideshare, and 1% on everything else. No foreign transaction fee, purchase protection, and travel coverage like baggage delay and lost luggage reimbursement round it out, making it an easy keeper for anyone who already shops heavily on Amazon.