01 · overview
Capital One Spark Cash Plus
by Capital OneCashback
$2,000 welcome bonus · 5% on hotels & car rentals (via portal) · $150/yr

Annual fee
$150
Per year
Sign up bonus
$2,000
After $30,000 in 3 mo
Credits
$150
1 credit
Median FICO
—
Approved
Median income
—
Approved
Welcome bonus
$2,000
After $30,000 in 3 mo
Also earns a $500 credit for Capital One Business Travel bookings on the same $30,000 spend, plus an additional $2,000 for every $500,000 spent in the first year
Apply now02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) Hotels, vacation rentals, and rental cars booked through Capital One Business Travel | 5% |
Everything Else | 2% |
Credits & rebates
| Benefit | Value |
|---|---|
Annual Fee Refund The $150 annual fee is refunded every year you spend at least $150,000 on the card | $150 /yr |
| Total annual credits | $150 |
03 · card details
Card details
Foreign transaction fee | None |
04 · approval odds
Approval odds
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