01 · overview

Annual fee
$95
Per year
Sign up bonus
70K pts
After $2,500 in 3 mo
Credits
—
No tracked credits
Median FICO
729
Approved
Median income
$65,000
Approved
Our take
The Atmos Rewards Ascent card offers a compelling signup bonus of 70,000 points after spending $2,500 in the first three months, plus a $99 Companion Fare. This makes it an attractive option for frequent flyers looking to maximize their travel rewards. You earn 3 points per dollar on airline purchases, which is a strong rate for those who spend heavily on flights. However, the $95 annual fee is a consideration, especially since the card's other categories like gas, streaming, and transit earn only 2 points per dollar. The annual Companion Fare can offset the fee if you meet the $6,000 spending requirement, but if your spending doesn't align with these categories, you might find better value elsewhere.
Welcome bonus
70K pts
After $2,500 in 3 mo
Plus a $99 Companion Fare (plus taxes and fees from $23)
Apply now02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Airlines | 3x |
Gas | 2x |
Streaming | 2x |
Transit | 2x |
Everything Else | 1x |
Statement credits
No statement credits tracked.
04 · approval odds
Approval odds
Limited data — n = 2. Charts appear once we have 5+ data points. Submit yours to help. Log in to submit →
05 · news