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01 · overview

Atmos Rewards Ascent

70,000 points welcome · 3x on airlines · $95/yr

Atmos Rewards Ascent
Annual fee
$95
Per year
Sign up bonus
70K pts
After $2,500 in 3 mo
Credits
No tracked credits
Median FICO
729
Approved
Median income
$65,000
Approved
Our take

The Atmos Rewards Ascent card offers a compelling signup bonus of 70,000 points after spending $2,500 in the first three months, plus a $99 Companion Fare. This makes it an attractive option for frequent flyers looking to maximize their travel rewards. You earn 3 points per dollar on airline purchases, which is a strong rate for those who spend heavily on flights. However, the $95 annual fee is a consideration, especially since the card's other categories like gas, streaming, and transit earn only 2 points per dollar. The annual Companion Fare can offset the fee if you meet the $6,000 spending requirement, but if your spending doesn't align with these categories, you might find better value elsewhere.

Welcome bonus
70K pts
After $2,500 in 3 mo
Plus a $99 Companion Fare (plus taxes and fees from $23)
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
3x
Gas
2x
Streaming
2x
Transit
2x
Everything Else
1x
Statement credits
No statement credits tracked.
04 · approval odds

Approval odds

n = 2 · 2 approved
Limited data — n = 2. Charts appear once we have 5+ data points. Submit yours to help. Log in to submit →
05 · news

In the news