Citi Strata
Rewards
5xPointsHotels & Car Rentals (via Portal)On hotels, car rentals, and attractions booked through Citi Travel
3xPointsGroceries
3xPointsTransit
3xPointsGasIncludes EV charging stations
3xPointsChoose 1 Categories3x on one eligible self-select category of your choice
2xPointsDining
1xPointsEverything Else
Signup Bonus
20,000 Points(~$200)
After spending $1,000 in 3 months
Intro APR
0% for 15 months on balance transfers
0% for 15 months on purchases
Then 18.49%–28.49% variable APR
We're still collecting data on this card
We need at least 1 data point to show the charts and statistics.
Citi Strata News
March 20, 2026✨ Benefit Change
Citi Reducing ThankYou Points Transfer Rates to Choice Privileges and I Prefer
Effective April 19, 2026, Citi is lowering ThankYou Points transfer rates to Choice Privileges and I Prefer hotel loyalty programs. Choice Privileges drops from 1,000:1,400 to 1,000:1,050 and I Prefer drops from 1,000:2,000 to 1,000:1,400. Cardholders have until April 18 to transfer at the current rates.
