Atmos Rewards Business

The Atmos Rewards Business is built for companies that already fly Alaska or Hawaiian Airlines: 3 points per dollar on those airlines, 2 points on gas, EV charging, transit, and shipping, and a welcome offer of 70,000 points plus a $99 Companion Fare (plus taxes and fees from $23) after $4,000 in purchases within 90 days. The $95 annual fee is easier to justify once you add the free first checked bag and priority boarding for the cardmember on Alaska flights, and the Companion Fare comes back every year you spend at least $6,000 on the card. Activity also stays off your personal credit reports, which helps keep personal utilization clean. The catch is that the 3x rate applies only to Alaska and Hawaiian purchases, and everything outside the 2x categories earns just 1 point per dollar, so it is a weak card for general business spend. Carry it if your team flies these airlines often enough to use the bags and the annual companion fare; otherwise a flat-rate business card will likely earn more.