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20 cards ranked

Best credit card to use at Southwest Airlines.

AirlinesTravel

Southwest Airlines is the largest U.S. domestic carrier by passenger volume and the home of the Rapid Rewards program. Tickets code as airfare on every card we track, and the Companion Pass — earned by hitting an annual points threshold — is widely considered the best perk in U.S. domestic travel. Co-branded Chase Rapid Rewards cards count signup bonuses toward Companion Pass qualification, which is the main reason most travelers carry one. Southwest doesn't sell tickets through OTAs.

  1. #1
    American Express
    5x points on airlines
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  2. #2
    Chase
    Co-branded Southwest Airlines card
    Southwest Airlines purchases (flights, in-flight, gift cards)
    5.2%4x points
  3. #3
    Chase
    4x points on airlines
    Southwest Airlines purchases
    5.2%4x points
  4. #4
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  5. #5
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  6. #6
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  7. #7
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  8. #8
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  9. #9
    NHL Discover itthis quarter
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  10. #10
    U.S. Bank
    4x points on travel
    4.0%4x points
  11. #11
    Wells Fargo
    4x points on airlines
    4.0%4x points
  12. #12
    Chase
    2x points on airlines
    Purchased directly from airlines
    4.0%2x points
  13. #13
    World of Hyatt Businessif it’s your top category
    Chase
    2x points on airlines if it's your top eligible spend category that cycle
    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
  14. #14
    Barclays
    4x points on travel
    4.0%4x points
  15. #15
    Barclays
    4x points on travel
    4.0%4x points
  16. #16
    Chase
    Co-branded Southwest Airlines card
    Southwest Airlines purchases
    3.9%3x points
  17. #17
    Chase
    3x points on airlines
    Southwest Airlines purchases
    3.9%3x points
  18. #18
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.8%3x points
  19. #19
    American Express
    3x points on airlines
    3.6%3x points
  20. #20
    American Express
    7x points on airlines
    Flights booked directly with airlines or through AmexTravel.com
    3.5%7x points

Last updated July 28, 2026