Southwest Rapid Rewards Premier Business
60,000 points welcome · 3x on airlines · $149/yr

For a small business that books Southwest, the Premier Business covers its $149 fee with predictable annual value: 6,000 anniversary points, a 15% flight promo code each cardmember year, 10,000 Companion Pass qualifying points, and a free first checked bag for the cardmember and up to eight passengers on the same reservation. The welcome offer is 60,000 points after $3,000 of spend in the first three months, a reachable target on most business budgets, and employee cards come at no extra cost with individual spending limits. Spending also drives status, at 2,000 tier qualifying points toward A-List for every $5,000 charged. The earn rates are the weak spot: 3 points per dollar on Southwest purchases, 2 points on gas and restaurants up to a combined $8,000 per year, and 1 point on everything else, so general business spend belongs on a different card. Worth noting that the 10,000 Companion Pass points count only toward the pass, not toward flight redemptions.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Southwest Airlines purchases | 3x |
Gas Gas stations and restaurants (combined $8,000/year cap with dining) on first $8,000/yr, then 1x | 2x |
Dining Gas stations and restaurants (combined $8,000/year cap with gas) on first $8,000/yr, then 1x | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
25% Back on Inflight Purchases 25% back as a statement credit on inflight drinks and Wi-Fi | 25% |
15% Flight Discount One 15% promo code each cardmember anniversary year for Southwest flights (excludes Basic fare). | 15% /yr |
Card details
Regular APR | 19.24%–27.74% variable |
Foreign transaction fee | None |