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01 · overview

Southwest Rapid Rewards Premier Business

by ChasePoints

60,000 points welcome · 3x on airlines · $149/yr

Southwest Rapid Rewards Premier Business
Annual fee
$149
Per year
Sign up bonus
60K pts
After $3,000 in 3 mo · ≈ $780
Credits
2 credits · 7 perks
Median FICO
Approved
Median income
Approved
Our take

For a small business that books Southwest, the Premier Business covers its $149 fee with predictable annual value: 6,000 anniversary points, a 15% flight promo code each cardmember year, 10,000 Companion Pass qualifying points, and a free first checked bag for the cardmember and up to eight passengers on the same reservation. The welcome offer is 60,000 points after $3,000 of spend in the first three months, a reachable target on most business budgets, and employee cards come at no extra cost with individual spending limits. Spending also drives status, at 2,000 tier qualifying points toward A-List for every $5,000 charged. The earn rates are the weak spot: 3 points per dollar on Southwest purchases, 2 points on gas and restaurants up to a combined $8,000 per year, and 1 point on everything else, so general business spend belongs on a different card. Worth noting that the 10,000 Companion Pass points count only toward the pass, not toward flight redemptions.

Welcome bonus
60K pts
After $3,000 in 3 mo · ≈ $780
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
Southwest Airlines purchases
3x
Gas
Gas stations and restaurants (combined $8,000/year cap with dining)
on first $8,000/yr, then 1x
2x
Dining
Gas stations and restaurants (combined $8,000/year cap with gas)
on first $8,000/yr, then 1x
2x
Everything Else
1x
Estimated value: 1.3¢/point
Credits & rebates
BenefitValue
25% Back on Inflight Purchases
25% back as a statement credit on inflight drinks and Wi-Fi
25%
15% Flight Discount
One 15% promo code each cardmember anniversary year for Southwest flights (excludes Basic fare).
15% /yr
Perks & protections
Anniversary Points
6,000 bonus points each cardmember anniversary
Free First Checked Bag
First checked bag free for the cardmember and up to eight additional passengers on the same reservation
Seat Selection
Complimentary Standard or Preferred seat selection within 48 hours of departure, when available
Group 5 Boarding
Group 5 boarding for the cardmember and up to eight passengers on the same reservation
Tier Qualifying Points
2,000 tier qualifying points toward A-List status for every $5,000 spent on the card
Companion Pass Boost
10,000 Companion Pass qualifying points each calendar year (these do not count toward flight redemptions)
Employee Cards
Employee cards at no additional cost with individual spending limits
03 · card details

Card details

Regular APR
19.24%–27.74% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

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