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20 cards ranked

Best credit card to use at Cruise America.

TravelCar Rentals

Cruise America is the largest RV rental company in North America, renting motorhomes and campervans from locations across the US and Canada for road trips and camping vacations. There is no Cruise America co-brand credit card, so a travel rewards card, or a car-rental category card if you have one, is the best match for booking an RV rental.

  1. #1
    FNBO
    5x points on travel
    Airlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code
    5.0%5x points
  2. #2
    Navy Federal
    4x points on travel
    4.0%4x points
  3. #3
    PenFed Credit Union
    4x points on travel
    4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise
    4.0%4x points
  4. #4
    U.S. Bank
    4x points on travel
    4.0%4x points
  5. #5
    Barclays
    4x points on travel
    4.0%4x points
  6. #6
    Barclays
    4x points on travel
    4.0%4x points
  7. #7
    World of Hyatt Businessif it’s your top category
    Chase
    2x points on car rentals if it's your top eligible spend category that cycle
    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
  8. #8
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)
    3.8%3x points
  9. #9
    American Express
    7x points on car rentals
    Booked directly with select car rental companies
    3.5%7x points
  10. #10
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  11. #11
    Chase
    3x points on travel
    Travel other than Air Canada direct purchases, which earn 3x under the airlines category
    3.0%3x points
  12. #12
    Citi
    3% on travel
    Includes Costco Travel
    3%
  13. #13
    Citi
    3% on travel
    Includes Costco Travel
    3%
  14. #14
    Navy Federal
    3x points on travel
    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points
  15. #15
    Truist
    3x points on car rentals
    3.0%3x points
  16. #16
    USAA
    3x points on travel
    Travel plus transit, including rideshare and tolls
    3.0%3x points
  17. #17
    Wells Fargo
    3x points on travel
    3.0%3x points
  18. #18
    Wells Fargo
    3x points on travel
    3.0%3x points
  19. #19
    Robinhood
    3% flat-rate cashback
    3%
  20. #20
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%

Last updated September 14, 2026