Citi AAdvantage Executive World Elite Mastercard
70,000 miles welcome · 10x on hotels & car rentals (via portal) · $595/yr
The Executive is really an Admirals Club membership with a credit card attached: full lounge access for you and your authorized users is the reason to pay $595 a year, and if you fly American enough to buy that membership outright, this is the cheaper way in. Around it sit $120 each in annual Lyft, Grubhub, and Avis or Budget credits, a Global Entry or TSA PreCheck credit, a free first checked bag on domestic American itineraries, and preferred boarding. Earning is narrow: 10x on hotels and car rentals booked through American's portals and 4x on American Airlines purchases only, rising to 5x after $150,000 in a calendar year, with everything else at 1x. The signup bonus is 70,000 miles after $7,000 in three months, and the 10,000 point Loyalty Points bonuses at the 50,000 and 90,000 marks help if you're chasing status. It ranks 16th on our Best Airline Credit Cards list, which reflects the reality that without the lounge access, $595 buys a card you shouldn't be putting ordinary spend on.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) On eligible hotels and car rentals booked through AA portals | 10x |
Airlines On eligible American Airlines purchases; increases to 5x on American Airlines purchases after $150,000 spend in a calendar year | 4x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee | $120 every 4 yr |
Lyft Credits Up to $120 in annual Lyft credits ($10 per month after 3 eligible rides) | $120 /yr |
Grubhub Statement Credit Up to $120 annual statement credit on eligible Grubhub purchases ($10 per monthly billing statement) | $120 /yr |
Avis and Budget Car Rental Credit Up to $120 annual statement credit for eligible prepaid car rentals booked directly on avis.com or budget.com | $120 /yr |
Loyalty Points Bonus Earn 10,000 Loyalty Points bonus after reaching 50,000 Loyalty Points, and another 10,000 bonus after reaching 90,000 Loyalty Points in the same status qualification year. | 20,000 points /yr |
| Total annual credits | $390 |
Card details
Regular APR | 19.49%–29.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Citi AAdvantage Executive World Elite Mastercard
Citi AAdvantage Executive World Elite MastercardBased on 3 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.