20 cards ranked
Best credit card to use at United Airlines.
AirlinesTravel
United Airlines is one of the three U.S. legacy carriers and runs the MileagePlus loyalty program. United tickets code as airfare on every card we track. The Chase co-branded ladder ranges from no-fee Gateway to the $525 Club Infinite with United Club lounge membership; mid-tier Explorer adds free checked bag and 2 club passes, and Quest adds an annual flight credit. General travel cards often outperform on cash-equivalent value, but United co-brands waive close-in award fees and add status-credit boosts that frequent flyers value.
- #12.4%2x points
- #23.6%3x points
- #34.8%4x points
- #46.0%5x points
- #5American Express5x points on airlinesBooked directly with airlines or through Amex Travel, up to $500,000 per calendar year6.0%5x points
- #65.0%4x points
- #7American Express Business Goldif it’s your top categoryAmerican Express4x points on airlines if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap4.8%4x points
- #84.0%4x points
- #94.0%4x points
- #104.0%2x points
- #114.0%4x points
- #124.0%4x points
- #133.6%3x points
- #143.6%3x points
- #15American Express3x points on airlinesFlights booked directly with airlines3.6%3x points
- #16American Express7x points on airlinesFlights booked directly with airlines or through AmexTravel.com3.5%7x points
- #173%
- #183.0%3x points
- #193.0%3x points
- #203.0%3x points
Last updated May 17, 2026