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20 cards ranked

Best credit card to use at United Airlines.

AirlinesTravel

United Airlines is one of the three U.S. legacy carriers and runs the MileagePlus loyalty program. United tickets code as airfare on every card we track. The Chase co-branded ladder ranges from no-fee Gateway to the $525 Club Infinite with United Club lounge membership; mid-tier Explorer adds free checked bag and 2 club passes, and Quest adds an annual flight credit. General travel cards often outperform on cash-equivalent value, but United co-brands waive close-in award fees and add status-credit boosts that frequent flyers value.

  1. #1
    United Club Infinite
    Chase
    Co-branded United Airlines card
    United purchases
    6.0%5x points
  2. #2
    The Platinum Card
    American Express
    5x points on airlines
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  3. #3
    Chase Sapphire Reserve
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  4. #4
    Chase Sapphire Reserve for Business
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  5. #5
    Discover it Cash Backthis quarter
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  6. #6
    Discover it for Studentsthis quarter
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  7. #7
    Discover it Securedthis quarter
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  8. #8
    NHL Discover itthis quarter
    Discover
    5% on airlines this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  9. #9
    United Quest
    Chase
    Co-branded United Airlines card
    United purchases
    4.8%4x points
  10. #10
    US Bank Altitude Connect
    U.S. Bank
    4x points on travel
    4.0%4x points
  11. #11
    Wells Fargo Autograph Journey
    Wells Fargo
    4x points on airlines
    4.0%4x points
  12. #12
    World of Hyatt
    Chase
    2x points on airlines
    Purchased directly from airlines
    4.0%2x points
  13. #13
    World of Hyatt Businessif it’s your top category
    Chase
    2x points on airlines if it's your top eligible spend category that cycle
    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
  14. #14
    Wyndham Rewards Earner Plus
    Barclays
    4x points on travel
    4.0%4x points
  15. #15
    Wyndham Rewards Earner Premier
    Barclays
    4x points on travel
    4.0%4x points
  16. #16
    Ink Business Preferred
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.8%3x points
  17. #17
    United Explorer
    Chase
    Co-branded United Airlines card
    On eligible United purchases
    3.6%3x points
  18. #18
    American Express Gold
    American Express
    3x points on airlines
    3.6%3x points
  19. #19
    Hilton Honors American Express Aspire
    American Express
    7x points on airlines
    Flights booked directly with airlines or through AmexTravel.com
    3.5%7x points
  20. #20
    AAA Travel Advantage Visa Signature
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%

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Last updated July 28, 2026

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