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20 cards ranked

Best credit card to use at Thrive Market.

GroceriesOnline Shopping

Thrive Market is a membership-based online grocery and wellness retailer focused on organic, non-GMO, and specialty-diet pantry items (keto, paleo, gluten-free), shipped to subscribers from regional fulfillment centers. The annual membership funds member-only pricing on shelf-stable groceries, supplements, and clean-beauty products. Thrive Market charges generally code as online retail or supermarkets depending on the issuer's processor mapping, so results vary: cards with online-shopping bonuses (Chase Freedom Flex quarters, Capital One SavorOne online grocery) often earn more than flat-rate cards on Thrive Market orders.

  1. #1
    Blue Cash Preferred
    American Express
    6% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    6%
  2. #2
    AAA Daily Advantage Visa Signature
    Comenity Capital Bank
    5% on groceries (up to $10,000/year, then 1%)
    Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
    5%
  3. #3
    Wells Fargo Choice Privileges Select Mastercard
    Wells Fargo
    5x points on groceries
    5.0%5x points
  4. #4
    American Express Gold
    American Express
    4x points on groceries
    4.8%4x points
  5. #5
    Marriott Bonvoy Bevy American Express
    American Express
    4x points on groceries
    U.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)
    4.8%4x points
  6. #6
    Bilt Obsidianif you select it
    Bilt
    3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
    4.5%3x points
  7. #7
    Wyndham Rewards Earner Plus
    Barclays
    4x points on groceries
    4.0%4x points
  8. #8
    Wyndham Rewards Earner Premier
    Barclays
    4x points on groceries
    Excludes Target and Walmart
    4.0%4x points
  9. #9
    Navy Federal More Rewards American Express
    Navy Federal
    3x points on groceries
    3.6%3x points
  10. #10
    AAA Travel Advantage Visa Signature
    Comenity Capital Bank
    3% on groceries
    3%
  11. #11
    Aeroplan
    Chase
    3x points on groceries
    3.0%3x points
  12. #12
    Blue Cash Everyday
    American Express
    3% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    3%
  13. #13
    Capital One Savor Cash Rewards
    Capital One
    3% on groceries
    3%
  14. #14
    Capital One Savor Student Cash Rewards
    Capital One
    3% on groceries
    3%
  15. #15
    Capital One SavorOne Cash Rewards
    Capital One
    3% on groceries
    3%
  16. #16
    Citi Strata
    Citi
    3x points on groceries
    3.0%3x points
  17. #17
    Citi Strata Premier
    Citi
    3x points on groceries
    3.0%3x points
  18. #18
    Hilton Honors American Express Surpass
    American Express
    6x points on groceries
    U.S. supermarkets
    3.0%6x points
  19. #19
    USAA Cashback Rewards Plus
    USAA
    3% on groceries
    First $3,000/year
    3%
  20. #20
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on groceries if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%

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Last updated May 17, 2026

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