AAA Daily Advantage Visa Signature

The Daily Advantage pays 5% back on groceries and 3% on gas and EV charging, wholesale clubs, streaming, and drugstore pharmacy purchases, all for no annual fee and no foreign transaction fee. That is an unusually broad set of everyday bonus categories for a card that costs nothing to hold. The real limit is the cap: groceries, wholesale clubs, and gas/EV charging share a single $500 per year cash back ceiling, after which those categories drop to 1%, so heavy grocery spenders will hit the wall well before year end. Streaming and drugstores keep their 3% without that shared cap, and everything else earns a plain 1%. A $100 bonus after $1,000 in three months is modest but easy, and AAA members get 5% more back when redeeming through AAA Northeast counselors plus 3% on AAA memberships and travel bookings.