AAA Daily Advantage Visa Signature
$100 welcome bonus · 5% on groceries · $0 annual fee
The Daily Advantage is built for household spending: 5% cash back at grocery stores and 3% at gas stations, EV-charging stations, and wholesale clubs, with no annual fee and no foreign transaction fees. Add 3% on streaming and drugstore purchases and the $100 bonus after $1,000 in spending in the first three months, and it covers a lot of a typical family budget. The catch is a combined $500 annual cash back cap across groceries, gas, EV charging, and wholesale clubs, after which those categories drop to 1%, so heavy spenders will hit the ceiling. Everything outside the bonus categories earns just 1%, which is weak as a base rate. The 3% on AAA memberships and travel bookings and 2% on Hertz rentals are useful extras if you already lean on AAA.
Earn rates & credits
| Category | Rate |
|---|---|
Groceries Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter on first $10,000/yr, then 1% | 5% |
Gas Includes EV-charging stations; combined $500/year cash back cap with groceries and wholesale clubs; 1% thereafter on first $16,666/yr, then 1% | 3% |
EV Charging Combined $500/year cash back cap with groceries, wholesale clubs, and gas; 1% thereafter on first $16,666/yr, then 1% | 3% |
Wholesale Clubs Combined $500/year cash back cap with groceries and gas/EV-charging stations; 1% thereafter on first $16,666/yr, then 1% | 3% |
Streaming | 3% |
Drugstores Pharmacy purchases | 3% |
Car Rentals Hertz purchases made at Hertz or through AAA | 2% |
Everything Else | 1% |
Card details
Regular APR | 17.49%–31.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
AAA Daily Advantage Visa SignatureBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.