Capital One Savor Student Cash Rewards

The Savor Student brings an unusually broad 3% cash back to a no-annual-fee student card, covering dining, entertainment, streaming, and groceries, plus 5% on hotels and rental cars booked through Capital One Travel. For a student whose spending runs to food, takeout, and subscriptions, that coverage is hard to beat. The signup bonus was recently cut from $100 to $50, though the $100 spending requirement within 3 months is still easy to hit. Everything outside those categories earns only 1%, so it is weaker as a catch-all card. There is no intro APR, so pay in full each month, and no foreign transaction fee makes it a good companion for study abroad.