User Rating
3.0/4 from 1 ratingChase Freedom Flex
Rewards
5%CashbackRotating Categories
5%CashbackTravel (via Portal)
3%CashbackDining
3%CashbackDrugstores
1%CashbackEverything Else
Q1 2026: Groceries, Online Shopping
Signup Bonus
$200
After spending $500 in 3 months
Intro APR
0% for 15 months on balance transfers
0% for 15 months on purchases
Then 18.24%–27.74% variable APR
Median Accepted Applicant
Based on 23 records — 19 approved, 4 rejected- Credit Score
- 743
- Income
- $40,000
- Credit History
- 2
- Years
Data Points
How other people did
User-reported application outcomes for the Chase Freedom Flex.
Have you applied for this card?
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For approved applicants
How income related to starting credit limits.
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Chase Freedom Flex News
February 18, 2026📋 Policy Change
Chase Ending Cash Back Deposits to Non-Chase Accounts
Beginning 3/27/26, Chase Freedom, Sapphire, and Ink cardholders will no longer be able to redeem cash back to accounts at other financial institutions. Redemptions can still be made to eligible Chase accounts or as statement credits.
Articles about Chase Freedom Flex
GuideStrategyBeginner
The Chase 5/24 Rule Explained: What It Is and How to Work Around It
Everything you need to know about Chase's infamous 5/24 rule and strategies to maximize your approvals.
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AnalysisGuideBeginner
Best No-Annual-Fee Cash Back Cards in 2026
Our top picks for no-annual-fee cash back credit cards, from flat-rate simplicity to category maximizers.
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