01 · overview
Annual fee
$0
No fee
Sign up bonus
$200
After $500 in 3 mo
Credits
—
1 credit
Median FICO
749
Approved
Median income
$55,000
Approved
Featured in
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Rotating categories Q2 2026: Amazon, Chase Travel, and donations to Feeding America on first $1,500/qtr, then 1% Q2 2026: Amazon.com | 5% |
Travel (via Portal) | 5% |
Dining | 3% |
Drugstores | 3% |
Everything Else | 1% |
Statement credits
| Credit | Value |
|---|---|
Cell Phone Protection Up to $800 per claim and $1,000 per 12-month period in protection against covered theft or damage for cell phones listed on your monthly cell phone bill when paid with this card, maximum 2 claims per 12 months with $50 deductible per claim. | $1,000 |
Intro APR
0% for 15 months on balance transfers
0% for 15 months on purchases
Then 18.24%–27.74% variable APR
03 · approval odds
Approval odds
Median FICO
749
Median income
$55,000
Credit history
2 yrs
Approval rate by FICO score
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04 · news
In the news
05 · reading