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20 cards ranked

Best credit card to use at Misfits Market.

GroceriesOnline Shopping

Misfits Market is an online grocery delivery service that started by selling "ugly" or surplus produce at a discount to reduce food waste, and has since expanded into a broader grocery box covering pantry staples, meat, and dairy shipped direct to subscribers' homes. There is no Misfits Market co-brand credit card, so a groceries-category card is the natural fit for these purchases, or a flat-rate cashback card if you would rather not track categories.

Picks without a tag earn at Misfits Market both in-store and online. Watch for theOnline onlytag — those bonuses only apply on misfitsmarket.com.

  1. #1
    American Express
    6% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    6%
  2. #2
    Comenity Capital Bank
    5% on groceries (up to $10,000/year, then 1%)
    Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
    5%
  3. #3
    American Express
    4x points on groceries (up to $25,000/year, then 1%)
    4.8%4x points
  4. #4
    Barclays
    4x points on groceries
    4.0%4x points
  5. #5
    Barclays
    4x points on groceries
    Excludes Target and Walmart
    4.0%4x points
  6. #6
    Wells Fargo
    5x points on groceries
    3.5%5x points
  7. #7
    Comenity Capital Bank
    3% on groceries
    3%
  8. #8
    Chase
    3x points on groceries
    3.0%3x points
  9. #9
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  10. #10
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  11. #11
    Bilt Obsidianif you select it
    Bilt
    3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected). Earn up to 6x at participating Bilt Dining restaurants (limited network) when Dining is the selected category.
    3.0%3x points
  12. #12
    American Express
    3% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    3%
  13. #13
    Capital One
    3% on groceries
    3%
  14. #14
    Capital One
    3% on groceries
    3%
  15. #15
    Capital One
    3% on groceries
    3%
  16. #16
    Citi
    3x points on groceries
    3.0%3x points
  17. #17
    Citi
    3x points on groceries
    3.0%3x points
  18. #18
    American Express
    6x points on groceries
    U.S. supermarkets
    3.0%6x points
  19. #19
    Navy Federal
    3x points on groceries
    3.0%3x points
  20. #20
    USAA
    3% on groceries
    First $3,000/year
    3%

Last updated July 28, 2026