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20 cards ranked

Best credit card to use at The Fresh Market.

Groceries

The Fresh Market is an upscale specialty grocer with around 160 stores, primarily in the Southeast and along the Eastern Seaboard. The format leans into prepared meals, butcher and seafood counters, and a curated wine and cheese selection. The Fresh Market codes as a U.S. supermarket, so grocery category cards (Amex Gold, Blue Cash Preferred, Citi Custom Cash) earn their normal multiplier here. Given the higher average ticket compared to mainstream chains, a 4x or 6x grocery card can produce outsized rewards on a typical trip.

  1. #1
    American Express
    6% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    6%
  2. #2
    Comenity Capital Bank
    5% on groceries (up to $10,000/year, then 1%)
    Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
    5%
  3. #3
    Wells Fargo
    5x points on groceries
    5.0%5x points
  4. #4
    American Express
    4x points on groceries
    4.8%4x points
  5. #5
    American Express
    4x points on groceries
    U.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)
    4.8%4x points
  6. #6
    Bilt Obsidianif you select it
    Bilt
    3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
    4.5%3x points
  7. #7
    Barclays
    4x points on groceries
    4.0%4x points
  8. #8
    Barclays
    4x points on groceries
    Excludes Target and Walmart
    4.0%4x points
  9. #9
    Navy Federal
    3x points on groceries
    3.6%3x points
  10. #10
    Comenity Capital Bank
    3% on groceries
    3%
  11. #11
    Chase
    3x points on groceries
    3.0%3x points
  12. #12
    American Express
    3% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    3%
  13. #13
    Capital One
    3% on groceries
    3%
  14. #14
    Capital One
    3% on groceries
    3%
  15. #15
    Capital One
    3% on groceries
    3%
  16. #16
    Citi
    3x points on groceries
    3.0%3x points
  17. #17
    Citi
    3x points on groceries
    3.0%3x points
  18. #18
    American Express
    6x points on groceries
    U.S. supermarkets
    3.0%6x points
  19. #19
    USAA
    3% on groceries
    First $3,000/year
    3%
  20. #20
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on groceries if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%

Last updated May 17, 2026