20 cards ranked
Best credit card to use at Fry's Food Stores.
Groceries
Fry's Food Stores is Kroger's Arizona banner (no relation to the old electronics chain), running large supermarkets across Phoenix and Tucson. Grocery spending codes as supermarket on most cards, so use whatever grocery bonus you hold. Fuel at a Fry's gas station codes as gas, and many shoppers stack the chain's loyalty fuel points on top.
- #16%
- #2Comenity Capital Bank5% on groceries (up to $10,000/year, then 1%)Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter5%
- #3Chase Freedom Flexthis quarterChase5% on groceries this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Q4 2026: grocery stores (excluding Walmart and Target), dining, and donations to the American Red Cross5%
- #44.8%4x points
- #54.0%4x points
- #64.0%4x points
- #73.5%5x points
- #83%
- #9Chase3x points on groceriesPurchases posting through December 31, 2026 earn 3x, then 2x3.0%3x points
- #103%
- #113%
- #123%
- #133%
- #143.0%3x points
- #153.0%3x points
- #163.0%6x points
- #173.0%3x points
- #183%
- #19Barclays3x points on groceriesExcludes Target and Walmart; the 3x tier also covers eligible Wyndham Vacation Club purchases3.0%3x points
- #203%
Last updated October 23, 2026