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20 cards ranked

Best credit card to use at Publix.

Groceries

Publix is the largest employee-owned U.S. supermarket chain, with about 1,400 stores concentrated in the Southeast. Pricing skews higher than at mass-market grocers like Walmart Neighborhood Market or Aldi, which makes a strong grocery-category card more valuable per visit. Publix codes cleanly as groceries on every card we track.

  1. #1
    American Express
    6% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    6%
  2. #2
    Comenity Capital Bank
    5% on groceries (up to $10,000/year, then 1%)
    Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
    5%
  3. #3
    American Express
    4x points on groceries (up to $25,000/year, then 1%)
    4.8%4x points
  4. #4
    Barclays
    4x points on groceries
    4.0%4x points
  5. #5
    Barclays
    4x points on groceries
    Excludes Target and Walmart
    4.0%4x points
  6. #6
    Wells Fargo
    5x points on groceries
    3.5%5x points
  7. #7
    Comenity Capital Bank
    3% on groceries
    3%
  8. #8
    Chase
    3x points on groceries
    3.0%3x points
  9. #9
    Bilt Obsidianif you select it
    Bilt
    3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected). Earn up to 6x at participating Bilt Dining restaurants (limited network) when Dining is the selected category.
    3.0%3x points
  10. #10
    American Express
    3% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    3%
  11. #11
    Capital One
    3% on groceries
    3%
  12. #12
    Capital One
    3% on groceries
    3%
  13. #13
    Capital One
    3% on groceries
    3%
  14. #14
    Citi
    3x points on groceries
    3.0%3x points
  15. #15
    Citi
    3x points on groceries
    3.0%3x points
  16. #16
    American Express
    6x points on groceries
    U.S. supermarkets
    3.0%6x points
  17. #17
    Navy Federal
    3x points on groceries
    3.0%3x points
  18. #18
    USAA
    3% on groceries
    First $3,000/year
    3%
  19. #19
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on groceries if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  20. #20
    Barclays
    3x points on groceries
    Excludes Target and Walmart; the 3x tier also covers eligible Wyndham Vacation Club purchases
    3.0%3x points

Last updated July 28, 2026