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20 cards ranked

Best credit card to use at OneTravel.

Travel

OneTravel is an online travel agency that lets shoppers search and book flights, hotels, car rentals, and vacation packages across multiple airlines and hotel chains from a single site, similar to other discount OTAs. Because it's a booking aggregator rather than a single airline or hotel brand, purchases typically post under a general travel merchant category. There's no OneTravel credit card, so a broad travel-rewards card that earns bonus points on travel-category purchases, or a flat-rate cashback card, is the best way to earn when booking through OneTravel.

  1. #1
    FNBO
    5x points on travel
    Airlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code
    5.0%5x points
  2. #2
    Navy Federal
    4x points on travel
    4.0%4x points
  3. #3
    PenFed Credit Union
    4x points on travel
    4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise
    4.0%4x points
  4. #4
    U.S. Bank
    4x points on travel
    4.0%4x points
  5. #5
    Barclays
    4x points on travel
    4.0%4x points
  6. #6
    Barclays
    4x points on travel
    4.0%4x points
  7. #7
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)
    3.8%3x points
  8. #8
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  9. #9
    Chase
    3x points on travel
    Travel other than Air Canada direct purchases, which earn 3x under the airlines category
    3.0%3x points
  10. #10
    Citi
    3% on travel
    Includes Costco Travel
    3%
  11. #11
    Citi
    3% on travel
    Includes Costco Travel
    3%
  12. #12
    Navy Federal
    3x points on travel
    Includes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses
    3.0%3x points
  13. #13
    USAA
    3x points on travel
    Travel plus transit, including rideshare and tolls
    3.0%3x points
  14. #14
    Wells Fargo
    3x points on travel
    3.0%3x points
  15. #15
    Wells Fargo
    3x points on travel
    3.0%3x points
  16. #16
    Robinhood
    3% flat-rate cashback
    3%
  17. #17
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  18. #18
    Bank of America
    3% on travel if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  19. #19
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on travel if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  20. #20
    Chase
    2x points on travel
    All other travel worldwide
    2.5%2x points

Last updated September 14, 2026